Mobile value added services: the case of women microentrepreneurs in Indonesia

Tian Cai, Han Ei Chew, M. Levy
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引用次数: 3

Abstract

Mobile value added services (MVAS) represent a growing collaboration between the private sector and the development community. In this paper, we examine one such MVAS, the Nokia Usaha Wanita service running on the Nokia Life+ platform in Indonesia, and we assess its viability as an innovative means for the economic empowerment of businesswomen. Data were gathered through 221 telephone interviews with a nationwide random sample of women who subscribed to Usaha Wanita. Subscribers reported that they derived economic benefit from using the service. They also reported that their business profits were greater because of what they had learned from reading Usaha Wanita content. Women who were subscribers also had higher "good month" profit as well. Increased profits were positively correlated with frequent reading of the tips and information provided by Usaha Wanita and subscribers perceptions that the service was useful for business. Women who exhibited entrepreneurial optimism also had greater business profits. Findings suggest that entrepreneurial optimism amplified the association between mobile phone use and profits.
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移动增值服务:印尼女性微型企业家的案例
移动增值服务(MVAS)代表着私营部门与发展界之间日益增长的合作。在本文中,我们研究了一个这样的MVAS,在印度尼西亚的诺基亚生活+平台上运行的诺基亚Usaha Wanita服务,并评估了其作为商业女性经济赋权的创新手段的可行性。数据是通过对全国范围内订阅Usaha Wanita的女性随机抽样进行221次电话采访收集的。订阅者报告说,他们从使用这项服务中获得了经济利益。他们还报告说,他们的商业利润更大,因为他们从阅读Usaha Wanita内容中学到了什么。订阅者的“好月”利润也更高。利润的增加与经常阅读Usaha Wanita提供的提示和信息以及用户认为该服务对业务有用的看法呈正相关。表现出创业乐观主义的女性也有更高的商业利润。研究结果表明,创业乐观主义放大了手机使用与利润之间的联系。
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