{"title":"Innovative technologies in the banking sector of Ukraine in the period of digitalization","authors":"A. Burkovska, Pavlo Koval","doi":"10.56407/bs.agrarian/1.2023.51","DOIUrl":null,"url":null,"abstract":"Today, interbank competition is gaining momentum, so the introduction and development of innovative technologies in the provision of banking services is becoming particularly relevant. In addition, the improvement of innovative technologies in the banking sector will ensure the efficient operation of the banking system and increase the level of the economy of Ukraine by increasing innovative ways of carrying out financial transactions. The goal is to study the prospects for the integration of financial technologies in the banking sector, to identify strengths and weaknesses, as well as threats and opportunities for the influence of these technologies in the banking industry. The theoretical and methodological main articles are the works of Ukrainian scientists on the implementation of banking innovations and financial technologies. Empirical and theoretical research methods were used in the research process, which made it possible to reveal the essence of the concept of innovative activity and innovative technologies. An analysis of modern promising innovative technologies in Ukraine and in the world was carried out. With the help of SWOT analysis, the strengths and weaknesses of innovative technologies, such as: ManuScan, electronic wallets, electronic payment systems, were investigated. Special attention was paid to the category of threats of such innovative technologies as hacking and virus attacks, since these innovative technologies are used in the banking and financial system at the state level. Innovative technologies are analyzed as a complete innovation of changes in the activity of the financial sphere of Ukraine with the aim of improving the use of the banking and financial sphere of Ukraine, increasing monetary transactions both on the territory of Ukraine and outside of it. The activity of banking institutions using the latest, improved financial products and services is considered. The practical value of the study is that it can become a basis for achieving stable and efficient functioning of banks in the future, as well as provide recommendations for the implementation of the latest electronic payment systems, which are currently gaining popularity","PeriodicalId":166850,"journal":{"name":"UKRAINIAN BLACK SEA REGION AGRARIAN SCIENCE","volume":"111 3S 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2023-01-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"UKRAINIAN BLACK SEA REGION AGRARIAN SCIENCE","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.56407/bs.agrarian/1.2023.51","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
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Abstract
Today, interbank competition is gaining momentum, so the introduction and development of innovative technologies in the provision of banking services is becoming particularly relevant. In addition, the improvement of innovative technologies in the banking sector will ensure the efficient operation of the banking system and increase the level of the economy of Ukraine by increasing innovative ways of carrying out financial transactions. The goal is to study the prospects for the integration of financial technologies in the banking sector, to identify strengths and weaknesses, as well as threats and opportunities for the influence of these technologies in the banking industry. The theoretical and methodological main articles are the works of Ukrainian scientists on the implementation of banking innovations and financial technologies. Empirical and theoretical research methods were used in the research process, which made it possible to reveal the essence of the concept of innovative activity and innovative technologies. An analysis of modern promising innovative technologies in Ukraine and in the world was carried out. With the help of SWOT analysis, the strengths and weaknesses of innovative technologies, such as: ManuScan, electronic wallets, electronic payment systems, were investigated. Special attention was paid to the category of threats of such innovative technologies as hacking and virus attacks, since these innovative technologies are used in the banking and financial system at the state level. Innovative technologies are analyzed as a complete innovation of changes in the activity of the financial sphere of Ukraine with the aim of improving the use of the banking and financial sphere of Ukraine, increasing monetary transactions both on the territory of Ukraine and outside of it. The activity of banking institutions using the latest, improved financial products and services is considered. The practical value of the study is that it can become a basis for achieving stable and efficient functioning of banks in the future, as well as provide recommendations for the implementation of the latest electronic payment systems, which are currently gaining popularity
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