Risk analysis of electronic transactions in tourism web applications

Ruhan Bidart, L. M. Silveira, A. Pereira, Adriano Veloso
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Abstract

Recently it has been observed a world wide increase of online sales, mainly due to agility to buy and attractive prices that are offered on the Web. However, fraud has also been increased on the same rate or more. In order to address this problem it is very important to understand the characteristics of fraudsters and their typical behavior. On the tourism e-market it is not different, thus millions of frauds occur each year. In this work we analyze a representative amount (thousands) of online transactions of a tourism Web system. We try to understand the characteristics of fraudsters with the main goal to support decision of e-payment evaluation of transactions. Our results are promising, achieving up to 64% of increase in accuracy in comparison to the baseline.
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旅游网络应用中电子交易的风险分析
最近,人们观察到全球范围内在线销售的增长,这主要是由于网络上提供的购买灵活性和有吸引力的价格。然而,欺诈也以相同或更高的速度增加。为了解决这个问题,了解欺诈者的特征和他们的典型行为是非常重要的。在旅游电子市场上也不例外,因此每年发生数百万起欺诈事件。在本工作中,我们分析了一个旅游网络系统中具有代表性的在线交易数量(数以千计)。我们试图了解欺诈者的特征,主要目的是为电子支付交易评估决策提供支持。我们的结果很有希望,与基线相比,准确率提高了64%。
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