Influence of Corporate Sustainability on Providing Electronic Payment Services by the Banking Industry in India

Shweta Sharma, Aakanksha Agarwal
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Abstract

This study investigates the role of sustainable finance practices and their impact on digital banking services in India. An increased frequency of internet use for various digital banking services provides an opportunity to build the banking industry with various online services. This study reviews the literature on sustainable corporate finance and the adoption of e-banking services. The study uses an exploratory research-based approach to understand the usage rate and adoption of internet banking. A questionnaire-based survey was conducted on 325 respondents. Findings of the study suggest that there is a gradual increase in the adoption of internet banking, but major barriers in adoption are a threat of security, privacy, and trust.
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企业可持续性对印度银行业提供电子支付服务的影响
本研究调查了可持续金融实践的作用及其对印度数字银行服务的影响。各种数字银行服务的互联网使用频率不断增加,为通过各种在线服务建立银行业提供了机会。本研究回顾了有关可持续企业融资与电子银行服务采用的文献。本研究采用探索性研究的方法来了解网上银行的使用率和采用情况。对325名受访者进行了问卷调查。研究结果表明,互联网银行的采用正在逐渐增加,但采用的主要障碍是安全、隐私和信任方面的威胁。
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