Pinjaman Online di Masa Pandemi Covid-19 bagi Masyarakat Aceh

Asmah Savitri, Angga Syahputra, Husna Hayati, Heny Rofizar
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引用次数: 4

Abstract

Online loans are digital financial service innovations that are very touching to people in need, especially during the Covid-19 pandemic. September 2020 data shows online loans have disbursed Rp. 417.6 billion to the people of Aceh. So that research on the impact of pinjol during the pandemic for the people of Aceh is important. This study uses a qualitative research type by using a literature study type of research. The results of this study indicate that online loans have a good impact in helping the difficulty of funds for the people of Aceh. However, this study also found that online loans have negative impacts that must be watched out for, including: the rise of illegal online loans, high interest rates and acts of terror and defamation that stalk users of this service
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在线贷款是数字金融服务创新,对有需要的人来说非常感人,特别是在新冠肺炎大流行期间。2020年9月的数据显示,在线贷款已向亚齐人民支付了4176亿印尼盾。因此,在大流行期间研究pinjol对亚齐人民的影响非常重要。本研究采用定性研究类型,采用文献研究型的研究方法。本研究结果表明,在线贷款在帮助亚齐人民解决资金困难方面具有良好的影响。然而,这项研究也发现,在线贷款也有负面影响,必须警惕,包括:非法在线贷款的增加,高利率以及跟踪该服务用户的恐怖和诽谤行为
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