Assessment of Credit Management in Micro Finance Institution (a Case Study on Oromia Credit and Saving Share Company of Nekemte Branch

Abstract

The major purpose of the study is to assess credit management in case of Oromia credit and saving Share Company of Nekemte branch. In addition to this, the study has tried to dig out major areas of problems in relation to credit management & challenges pertaining to credit provision as per the company. For this study, sample respondents were selected judgmentally from the total employees of the branch institution to provide the researcher accurate information about the institution. The researcher has used up more of primary and less of secondary source of data to analyze the stated problems in the branch in order to arrive at possible conclusion and recommendation. The question type elected for this study is closed ended question type to collect the data. The scope of the study is delimited to Oromia credit &saving Share Company of Nekemte branch. For this study, qualitative research design was elected. Finally, the researcher has used descriptive data analysis to analyze and present the data and recommended the institution to correct the discovered problems for future effective performance of the branch institution.