{"title":"A Systematic Analysis on FinTech and Its Applications","authors":"L. R. Paul, L. Sadath","doi":"10.1109/ICIPTM52218.2021.9388371","DOIUrl":null,"url":null,"abstract":"Today, FinTech is integrating with IoT and Artificial Intelligence to challenge banks at a very speedy pace. Fast support and better convenience are major characteristics of FinTech that makes it desirable to customers. This article covers some of the most active and prominent areas classified under the term FinTech they are: Cryptocurrency and digital cash, Smart contracts, Open banking, Blockchain technology, RegTech, InsurTech, Unbanked services, Robo-advisors, Crowd funding. This paper offers coherent research themes built on a critical assessment of the literature. This paper provides a review of the history of FinTech and the various areas under FinTech. Know-hows like Machine Learning, AI, and predictive analytics in financial services can directly affect overall business policy, revenue generation, and resource optimization.","PeriodicalId":315265,"journal":{"name":"2021 International Conference on Innovative Practices in Technology and Management (ICIPTM)","volume":"2 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2021-02-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"5","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"2021 International Conference on Innovative Practices in Technology and Management (ICIPTM)","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.1109/ICIPTM52218.2021.9388371","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 5
Abstract
Today, FinTech is integrating with IoT and Artificial Intelligence to challenge banks at a very speedy pace. Fast support and better convenience are major characteristics of FinTech that makes it desirable to customers. This article covers some of the most active and prominent areas classified under the term FinTech they are: Cryptocurrency and digital cash, Smart contracts, Open banking, Blockchain technology, RegTech, InsurTech, Unbanked services, Robo-advisors, Crowd funding. This paper offers coherent research themes built on a critical assessment of the literature. This paper provides a review of the history of FinTech and the various areas under FinTech. Know-hows like Machine Learning, AI, and predictive analytics in financial services can directly affect overall business policy, revenue generation, and resource optimization.
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