Ahorro voluntario para el retiro: su beneficio fiscal

Abstract

In Mexico, the percentage of people who save voluntarily for their retirement fund is very low. The general objective of this paper is to highlight the importance and fiscal benefits of voluntary savings for retirement. Thus contributing to the achievement of the Sustainable Development Goals; specifically to the end of poverty, in this case, in adulthood, promoting sustained, inclusive and sustainable economic growth, full and productive employment and decent work; as well as the reduction of inequalities, progressively achieving greater equality of income and opportunities. This research work is based on a mixed approach, with a descriptive and documentary design. It highlights the importance of voluntary savings for retirement, and its fiscal benefit; however, it does not rule out the responsibility of the Government in reforms for a better functioning of the current pension system.