Bank of the Ozarks, Inc.†

Abstract

Commercial Banking (MIC: SIC: 6022 NAIC: 522110)

Bank of the Ozarks is a bank holding company whose primary business is commercial banking conducted through its wholly-owned state chartered bank subsidiary, Bank of the Ozarks. Co.'s market areas include primarily the northern, western and central portions of Arkansas, the metropolitan Dallas, TX area, the Texarkana area (including areas in Texas and Arkansas) and the metropolitan Charlotte, NC area. Co. also owns Ozark Capital Statutory Trust II and Ozark Capital Statutory Trust III, Ozark Capital Statutory Trust IV, and Ozark Capital Statutory Trust V, all business trusts. As of Dec 31 2007, Co. had total assets of $2.71 billion, and total deposits of $2.06 billion.