Analysis of the Effect of Credit Restructuring on the Liquidity Level of Banks Listed on the Indonesian Stock Exchange (IDX) Before and After the COVID-19 Pandemic
{"title":"Analysis of the Effect of Credit Restructuring on the Liquidity Level of Banks Listed on the Indonesian Stock Exchange (IDX) Before and After the COVID-19 Pandemic","authors":"Muhammad Wilszam Rahmatulloh, Bambang","doi":"10.55927/ijbae.v3i1.7849","DOIUrl":null,"url":null,"abstract":"This research aims to determine the effect of credit restructuring on liquidity levels through the Loan to Deposit Ratio before the COVID-19 pandemic and after the COVID-19 pandemic. The data used is secondary data in financial reports for 2019 before the COVID-19 pandemic and 2020-2023 after the COVID-19 pandemic. The results of this research show that the Loan to Deposit Ratio experienced a decrease, as evidenced by the results of descriptive statistical research, which showed the average difference (Loan to Deposit Ratio decreased by 0.1423.","PeriodicalId":486538,"journal":{"name":"International Journal of Business and Applied Economics","volume":"29 30","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2024-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"International Journal of Business and Applied Economics","FirstCategoryId":"0","ListUrlMain":"https://doi.org/10.55927/ijbae.v3i1.7849","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 0
Abstract
This research aims to determine the effect of credit restructuring on liquidity levels through the Loan to Deposit Ratio before the COVID-19 pandemic and after the COVID-19 pandemic. The data used is secondary data in financial reports for 2019 before the COVID-19 pandemic and 2020-2023 after the COVID-19 pandemic. The results of this research show that the Loan to Deposit Ratio experienced a decrease, as evidenced by the results of descriptive statistical research, which showed the average difference (Loan to Deposit Ratio decreased by 0.1423.