Chapitre 5. Blockchain et contrat d’assurance.

Iolande Vingiano-Viricel
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Abstract

After being enthusiastic, insurers are now increasingly reluctant to exploit the blockchain. The innovative technology promising a better customer relationship and a reduction in fraud associated with automated contract management seems promising. That is the reason why it is interesting to confront blockchain technology with insurance requirements. Thus, the contribution, without wanting to be exhaustive of the various difficulties generated by the blockchain, proposes to highlight some of them by targeting in turn the insurance of property, liability or even of person. The problems, mainly of a technical nature, could justify a temporary withdrawal from the insurance market in view of the advantages presented by the use of these technologies.

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第5章 区块链与保险合同区块链与保险合同。
保险公司在热情高涨之后,现在越来越不愿意利用区块链。这项创新技术有望改善客户关系,减少与自动化合同管理相关的欺诈行为,似乎很有前景。正因为如此,将区块链技术与保险需求结合起来是一件非常有趣的事情。因此,本文无意详尽阐述区块链带来的各种难题,而是建议针对财产保险、责任保险甚至人身保险,重点介绍其中的一些难题。鉴于使用这些技术所带来的优势,这些主要属于技术性质的问题可以成为暂时退出保险市场的理由。
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C. Castets-Renard, J. Eynard, Un droit de l’intelligence artificielle, Bruylant, Bruxelles, 2023. Centre de recherche de l’Académie militaire de Saint-Cyr Coëtquidan et la Croix-Rouge française, Les enjeux de l’autonomie des systèmes d’armes létaux, Pédone, Paris, 2022. Chapitre 1. Essais cliniques et bioéthique en Inde. Chapitre 2. L’autonomisation des comités nationaux d’éthique de la recherche en Afrique : perspective historique et enjeux actuels. Chapitre 3. Inégalités dans le dépistage et la prévention du VIH/SIDA.
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