Pub Date : 2023-03-30DOI: 10.29103/el-amwal.v6i1.10726
{"title":"Pengaruh Konversi Bank Konvensional Menjadi Bank Syariah Terhadap Minat Masyarakat Menjadi Nasabah (Studi Kasus Di Kecamatan Timang Gajah Kabupaten Bener Meriah)","authors":"","doi":"10.29103/el-amwal.v6i1.10726","DOIUrl":"https://doi.org/10.29103/el-amwal.v6i1.10726","url":null,"abstract":"","PeriodicalId":106000,"journal":{"name":"el-Amwal","volume":"120 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128118709","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-03-29DOI: 10.29103/el-amwal.v6i1.10508
Munardi Munardi, M. M. Nur, Fuadi Fuadi, Nazli Hasan, Nadia Hartatik, Rayyan Firdaus
Tujuan penelitian ini untuk mengetahui pengaruh praktik mawah terhadap pendapatan ekonomi rumah tangga peternak di Kecamatan Simpang Keuramat. Data yang digunakan dalam penelitian ini berupa data primer dengan membagi kuesioner kepada 58 responden yang dijadikan sebagai sampel penelitian. Teknik pengambilan sampel yang digunakan dalam penelitian ini adalah melalui pendekatan purposive sampling. Pengolahan data dilakukan dengan bantuan SPSS dan model persamaan regresi linier sederhana. Hasil penelitian menunjukan bahwa; (1) Praktik mawah berpengaruh signifikan terhadap pendapatan ekonomi rumah tangga peternak di Kecamatan Simpang Keuramat. Hal ini terlihat dari hasil uji statistik yang mana thitung praktik mawah sebesar 8,081 dengan tingkat signifikan sebesar 0,000; (2) Praktik mawah mempunyai hubungan yang kuat dengan pendapatan ekonomi rumah tangga peternak di Kecamatan Simpang Keuramat. Hal ini terlihat dari koefisien korelasi (R) sebesar 0,734 (73,4%); dan (3) Praktik mawah mempunyai kemampuan dalam menjelaskan pengaruhnya terhadap pendapatan ekonomi rumah tangga peternak di Kecamatan Simpang Keuramat sebesar 53,8%. Sisanya 46,2% dipengaruhi oleh variabel lain di luar model penelitian ini seperti; kualitas produk, lama usaha, harga jual, dan lain-lain.
{"title":"Determinan Praktik Mawah Terhadap Pendapatan Ekonomi Keluarga Peternak Di Kecamatan Simpang Keuramat Kabupaten Aceh Utara","authors":"Munardi Munardi, M. M. Nur, Fuadi Fuadi, Nazli Hasan, Nadia Hartatik, Rayyan Firdaus","doi":"10.29103/el-amwal.v6i1.10508","DOIUrl":"https://doi.org/10.29103/el-amwal.v6i1.10508","url":null,"abstract":"Tujuan penelitian ini untuk mengetahui pengaruh praktik mawah terhadap pendapatan ekonomi rumah tangga peternak di Kecamatan Simpang Keuramat. Data yang digunakan dalam penelitian ini berupa data primer dengan membagi kuesioner kepada 58 responden yang dijadikan sebagai sampel penelitian. Teknik pengambilan sampel yang digunakan dalam penelitian ini adalah melalui pendekatan purposive sampling. Pengolahan data dilakukan dengan bantuan SPSS dan model persamaan regresi linier sederhana. Hasil penelitian menunjukan bahwa; (1) Praktik mawah berpengaruh signifikan terhadap pendapatan ekonomi rumah tangga peternak di Kecamatan Simpang Keuramat. Hal ini terlihat dari hasil uji statistik yang mana thitung praktik mawah sebesar 8,081 dengan tingkat signifikan sebesar 0,000; (2) Praktik mawah mempunyai hubungan yang kuat dengan pendapatan ekonomi rumah tangga peternak di Kecamatan Simpang Keuramat. Hal ini terlihat dari koefisien korelasi (R) sebesar 0,734 (73,4%); dan (3) Praktik mawah mempunyai kemampuan dalam menjelaskan pengaruhnya terhadap pendapatan ekonomi rumah tangga peternak di Kecamatan Simpang Keuramat sebesar 53,8%. Sisanya 46,2% dipengaruhi oleh variabel lain di luar model penelitian ini seperti; kualitas produk, lama usaha, harga jual, dan lain-lain.","PeriodicalId":106000,"journal":{"name":"el-Amwal","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128721053","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2023-03-28DOI: 10.29103/el-amwal.v6i1.10736
Damanhur Abbas, M. M. Nur, Falahuddin Falahuddin
{"title":"Analisis Kepatuhan Membayar Zakat Bagi Masyarakat Kecamatan Trienggaeng","authors":"Damanhur Abbas, M. M. Nur, Falahuddin Falahuddin","doi":"10.29103/el-amwal.v6i1.10736","DOIUrl":"https://doi.org/10.29103/el-amwal.v6i1.10736","url":null,"abstract":"","PeriodicalId":106000,"journal":{"name":"el-Amwal","volume":"148 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116591026","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-10-01DOI: 10.29103/el-amwal.v5i2.8171
{"title":"ANALISIS PENGARUH PEMBIAYAAN MURABAHAH TERHADAP PROFITABILITAS UMKM PADA BSI KCP KUALA MEULABOH","authors":"","doi":"10.29103/el-amwal.v5i2.8171","DOIUrl":"https://doi.org/10.29103/el-amwal.v5i2.8171","url":null,"abstract":"","PeriodicalId":106000,"journal":{"name":"el-Amwal","volume":"41 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126191237","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-09-30DOI: 10.29103/el-amwal.v5i2.8863
M. Hafizh, Purnama Ramadani Silalahi
The use of digital marketing during the pandemic is very helpful for SMEs in developing their business. The purpose of this study was to determine the effect of digital marketing on MSME business actors in Deli Serdang district. The study used quantitative methods with questionnaire data collection distributed using the G-form. The results of this study indicate that digital marketing has a significant effect on the income of Sharia MSMEs in Deli Serdang district. The implication of this research are that with digital marketing, businesses get the opportunity to maintain good relations with customers, expanding market access for their business progress.
{"title":"THE INFLUENCE OF DIGITAL MARKETING ON SHARIA MSME INCOME (STUDY OF SHARIA MSMEs IN DELI SERDANG REGENCY)","authors":"M. Hafizh, Purnama Ramadani Silalahi","doi":"10.29103/el-amwal.v5i2.8863","DOIUrl":"https://doi.org/10.29103/el-amwal.v5i2.8863","url":null,"abstract":"The use of digital marketing during the pandemic is very helpful for SMEs in developing their business. The purpose of this study was to determine the effect of digital marketing on MSME business actors in Deli Serdang district. The study used quantitative methods with questionnaire data collection distributed using the G-form. The results of this study indicate that digital marketing has a significant effect on the income of Sharia MSMEs in Deli Serdang district. The implication of this research are that with digital marketing, businesses get the opportunity to maintain good relations with customers, expanding market access for their business progress.","PeriodicalId":106000,"journal":{"name":"el-Amwal","volume":"33 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131124601","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-09-30DOI: 10.29103/el-amwal.v5i2.8175
J. Nabilah, Novien Rialdy
Tujuan dari penelitian ini adalah untuk melihat seberapa besar pengaruh Good Corporate Governance terhadap Kinerja Keuangan pada perusahaan sektor perbankan yang terdaftar di Bursa Efek Indonesia (BEI) pada tahun 2016-2020. Metode penelitian yang digunakan adalah kuantitatif. Data yang digunakan adalah laporan tahunan 43 perusahaan perbankan pertambangan sub sektor pertambangan batubara yang terdaftar di (www.idx.co.id ) pada tahun 2016-2020. Analisis data yang digunakan dalam penelitian ini menggunakan teknik regresi berganda dengan bantuan program SPSS 23.0. Hasil penelitian menunjukkan bahwa Good Corporate Governance berpengaruh signifikan terhadap Kinerja Keuangan pada perusahaan perbankan yag terdaftar di Bursa Efek tahun 2016-2020 dengan nilai signifikansi Good Corporate Governaance (X1) sebesar 0,006<0,05 dan t hitung 2,603 > t tabel 1,81246. Corporate Social Responsibility berpengaruh signifikan terhadap Kinerja Keuangan pada perusahaan perbankan yag terdaftar Abstract The purpose of this study is to explain how is the influence Good Corporate Governance on financial performance in banking sector companies listed on the Indonesia Stock Exchange (IDX) in 2016-2020. The research method used is quantitative. The data used is the annual report of 43 mining banking companies in the coal mining sub-sector registered at (www.idx.co.id ) in 2016-2020. Analysis of the data used in this study using multiple regression techniques with the help of SPSS 23.0 program. The results show that Good Corporate Governance has a significant effect on financial performance in banking companies listed on the Stock Exchange in 2016-2020 with a significance value of Good Corporate Governance (X1) of 0.006 <0.05 and t count 2.603 > t table 1.81246. Corporate Social Responsibility has a significant effect on financial performance in banking companies listed on the Stock Exchange in 2016-2020 with a significance value of Corporate Social Responsibility (X2) of 0.002 <0.05 and t count 2.029 > t table 1.81246. Good Corporate Governance and Corporate Social Responsibility simultaneously have a significant effect on financial performance in banking companies listed on the Stock Exchange in 2016-2020 with a significance value of 0.000 which is less than 0.05 and F count 12.180 > F table 4.10.
{"title":"Pengaruh Good Corporate Governance Dan Corporate Social Responsibility Terhadap Kinerja Keuangan Pada perusahaan Perbankan Yang Terdaftar Di Bursa Efek Indonesia (2016-2020)","authors":"J. Nabilah, Novien Rialdy","doi":"10.29103/el-amwal.v5i2.8175","DOIUrl":"https://doi.org/10.29103/el-amwal.v5i2.8175","url":null,"abstract":"Tujuan dari penelitian ini adalah untuk melihat seberapa besar pengaruh Good Corporate Governance terhadap Kinerja Keuangan pada perusahaan sektor perbankan yang terdaftar di Bursa Efek Indonesia (BEI) pada tahun 2016-2020. Metode penelitian yang digunakan adalah kuantitatif. Data yang digunakan adalah laporan tahunan 43 perusahaan perbankan pertambangan sub sektor pertambangan batubara yang terdaftar di (www.idx.co.id ) pada tahun 2016-2020. Analisis data yang digunakan dalam penelitian ini menggunakan teknik regresi berganda dengan bantuan program SPSS 23.0. Hasil penelitian menunjukkan bahwa Good Corporate Governance berpengaruh signifikan terhadap Kinerja Keuangan pada perusahaan perbankan yag terdaftar di Bursa Efek tahun 2016-2020 dengan nilai signifikansi Good Corporate Governaance (X1) sebesar 0,006<0,05 dan t hitung 2,603 > t tabel 1,81246. Corporate Social Responsibility berpengaruh signifikan terhadap Kinerja Keuangan pada perusahaan perbankan yag terdaftar Abstract The purpose of this study is to explain how is the influence Good Corporate Governance on financial performance in banking sector companies listed on the Indonesia Stock Exchange (IDX) in 2016-2020. The research method used is quantitative. The data used is the annual report of 43 mining banking companies in the coal mining sub-sector registered at (www.idx.co.id ) in 2016-2020. Analysis of the data used in this study using multiple regression techniques with the help of SPSS 23.0 program. The results show that Good Corporate Governance has a significant effect on financial performance in banking companies listed on the Stock Exchange in 2016-2020 with a significance value of Good Corporate Governance (X1) of 0.006 <0.05 and t count 2.603 > t table 1.81246. Corporate Social Responsibility has a significant effect on financial performance in banking companies listed on the Stock Exchange in 2016-2020 with a significance value of Corporate Social Responsibility (X2) of 0.002 <0.05 and t count 2.029 > t table 1.81246. Good Corporate Governance and Corporate Social Responsibility simultaneously have a significant effect on financial performance in banking companies listed on the Stock Exchange in 2016-2020 with a significance value of 0.000 which is less than 0.05 and F count 12.180 > F table 4.10.","PeriodicalId":106000,"journal":{"name":"el-Amwal","volume":"44 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125606522","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-09-30DOI: 10.29103/el-amwal.v5i2.8777
Nazli Hasan, Nadila Sifanti, M. M. Nur, Ahmad Fauzul Hakim Hasibuan, Fuadi Fuadi
Tujuan dari penulis ini adalah untuk mengetahui kontribusi pekerja perempuan dalam meningkatkan perekonomian keluarga di Desa Ruseb Ara, Kecamatan Jangka Kabupaten Bireuen dan pandangan mazhab syafi'iyah terhadap status hukum dan syarat perempuan bekerja. Jenis penelitian yang di gunakan adalah kualitatif. Teknik metode pengumpulan data melalui studi pustaka, wawancara dilapangan dan dokumentasi.. Sedangkan penguji keabsahan data mengunakan triangulasi sumber. Berdasarkan hasil penelitian menunjukkan bahwa pekerja perempuan sangat membantu kondisi perekonomian keluarga dan perempuan yang bekerja di Desa Ruseb Ara secara umum sudah sesuai dengan hukum dan syarat perempuan yang bekerja menurut pandangan mazhab syafi’iyah, Namun masih terdapat perempuan yang bekerja di luar rumah masih belum sepenuhnya memenuhi salah satu syarat pandangan mazhab syafi’iyah yaitu menutupi aurat dan perlu di perbaiki, dimana perempuan yang bekerja diluar rumah harus menutupi seluruh aurat kecuali wajah dan telapak tangan yang boleh dibukakan.
{"title":"KONTRIBUSI PEKERJA PEREMPUAN DALAM MENINGKATKAN PEREKONOMIAN KELUARGA MENURUT PANDANGAN MAZHAB SYAFI’IYAH DIKECAMATAN JANGKA KABUPATEN BIREUEN","authors":"Nazli Hasan, Nadila Sifanti, M. M. Nur, Ahmad Fauzul Hakim Hasibuan, Fuadi Fuadi","doi":"10.29103/el-amwal.v5i2.8777","DOIUrl":"https://doi.org/10.29103/el-amwal.v5i2.8777","url":null,"abstract":"Tujuan dari penulis ini adalah untuk mengetahui kontribusi pekerja perempuan dalam meningkatkan perekonomian keluarga di Desa Ruseb Ara, Kecamatan Jangka Kabupaten Bireuen dan pandangan mazhab syafi'iyah terhadap status hukum dan syarat perempuan bekerja. Jenis penelitian yang di gunakan adalah kualitatif. Teknik metode pengumpulan data melalui studi pustaka, wawancara dilapangan dan dokumentasi.. Sedangkan penguji keabsahan data mengunakan triangulasi sumber. Berdasarkan hasil penelitian menunjukkan bahwa pekerja perempuan sangat membantu kondisi perekonomian keluarga dan perempuan yang bekerja di Desa Ruseb Ara secara umum sudah sesuai dengan hukum dan syarat perempuan yang bekerja menurut pandangan mazhab syafi’iyah, Namun masih terdapat perempuan yang bekerja di luar rumah masih belum sepenuhnya memenuhi salah satu syarat pandangan mazhab syafi’iyah yaitu menutupi aurat dan perlu di perbaiki, dimana perempuan yang bekerja diluar rumah harus menutupi seluruh aurat kecuali wajah dan telapak tangan yang boleh dibukakan.","PeriodicalId":106000,"journal":{"name":"el-Amwal","volume":"77 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116656604","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-09-30DOI: 10.29103/el-amwal.v5i2.8723
M. M. Nur, Munardi Munardi, Ichsan Ichsan, Nazli Hasan, Rayyan Firdaus, Rifqi Arrazaq
This study examined the effect of the principle of Ijarah on farmers' income (a case study at Dayah Meuria Village, Syamtalyra Aron subdistrict, North Aceh Regency). This study used primary data obtained by distributing questionnaires to 85 respondents using nonprobability sampling. The data analysis method used was PLS with the help of the SmartPLS (Partial Least Square) application program.. The results indicated that the principle of Ijarah significantly affected farmers' income at Dayah Meuria Village, Syamtalyra Aron subdistrict, North Aceh Regency.
{"title":"DAMPAK PRAKTIK IJARAH TERHADAP PENDAPATAN PETANI DI DESA DAYAH MEURIYA KECAMATAN SYAMTALIRA ARON KABUPATEN ACEH UTARA","authors":"M. M. Nur, Munardi Munardi, Ichsan Ichsan, Nazli Hasan, Rayyan Firdaus, Rifqi Arrazaq","doi":"10.29103/el-amwal.v5i2.8723","DOIUrl":"https://doi.org/10.29103/el-amwal.v5i2.8723","url":null,"abstract":"This study examined the effect of the principle of Ijarah on farmers' income (a case study at Dayah Meuria Village, Syamtalyra Aron subdistrict, North Aceh Regency). This study used primary data obtained by distributing questionnaires to 85 respondents using nonprobability sampling. The data analysis method used was PLS with the help of the SmartPLS (Partial Least Square) application program.. The results indicated that the principle of Ijarah significantly affected farmers' income at Dayah Meuria Village, Syamtalyra Aron subdistrict, North Aceh Regency.","PeriodicalId":106000,"journal":{"name":"el-Amwal","volume":"23 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133512388","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Pub Date : 2022-09-30DOI: 10.29103/el-amwal.v5i2.8444
Putri Ramadani Ambayu, Ika Rahmadani
Bank Syariah Indonesia KCP Nagan Raya 2 in its financing system is still often encountered with non-performing loans or bad loans. To reduce the risk of non-performing financing, before approving the customer's financing application, the bank first conducts a feasibility assessment, the assessment carried out here is an assessment of the 5C principle of prudence on the debtor, the principles include Character, Capacity, Capital, Condition Of Economy and Collateral . All of the 5C principles must be applied in the process of assessing the feasibility of a financing.
印尼伊斯兰银行KCP Nagan Raya 2在其融资体系中仍然经常遇到不良贷款或不良贷款。为了降低不良融资的风险，在批准客户的融资申请之前，银行首先进行可行性评估，这里进行的评估是对债务人审慎的5C原则的评估，原则包括性格、能力、资本、经济状况和抵押品。在评估融资可行性的过程中，必须应用所有5C原则。
{"title":"ANALISIS PENERAPAN PRINSIP 5C DALAM PENYALURAN PEMBIAYAAN KUR MIKRO iB PADA BANK SYARIAH INDONESIA KCP NAGAN RAYA 2","authors":"Putri Ramadani Ambayu, Ika Rahmadani","doi":"10.29103/el-amwal.v5i2.8444","DOIUrl":"https://doi.org/10.29103/el-amwal.v5i2.8444","url":null,"abstract":"Bank Syariah Indonesia KCP Nagan Raya 2 in its financing system is still often encountered with non-performing loans or bad loans. To reduce the risk of non-performing financing, before approving the customer's financing application, the bank first conducts a feasibility assessment, the assessment carried out here is an assessment of the 5C principle of prudence on the debtor, the principles include Character, Capacity, Capital, Condition Of Economy and Collateral . All of the 5C principles must be applied in the process of assessing the feasibility of a financing.","PeriodicalId":106000,"journal":{"name":"el-Amwal","volume":"8 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125300095","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
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