DIGITALIZATION OF THE SOCIAL SPHERE AS A FACTOR OF STRENGTHENING THE FINANCIAL SECURITY OF THE REGION​​​​​​​

Digitalization of the social sphere as a factor in strengthening the financial security of the region includes the creation of digital technologies and the development of a digital society based on new technologies. Digitization and intensification of processes in all spheres of activity is a necessity for the modern economy. Digitalization affects industry, public administration, healthcare, education, logistics and other areas. The development of digital technologies has accelerated due to intensive technological changes that are associated with the penetration of digital technologies into all spheres of our lives and, having received wide recognition, have changed our lives. Innovations in the field of information and communication technologies have influenced the behavior of citizens, their information needs and the way people work and exchange information. Further advancement of digital innovations, including cloud, mobile services and artificial intelligence, will significantly enhance this change and provide us with exceptional services and well-being that were not previously expected. Digitalization erases borders, as a result of which there is a constant connection of societies at the international level. The qualitative changes taking place in the world economy are so largescale that socio-economic development is entering the age of scientific and technological revolution, digital technologies, rapid change of society's needs, innovations of new forms of interaction. In this regard, theoretical and practical problems of the formation and development of the digital economy of the region as a factor of financial security become relevant.