城市居民杠杆与住房不平等——基于CFPS数据的实证研究

Yang Yi, Zhou Wenwen
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引用次数: 0

摘要

我国城镇居民住房制度不断改革,居住条件明显改善,但住房不平等问题依然存在,影响住房不平等的因素也多种多样。本文基于中国家庭面板研究(China Family Panel Studies, CFPS)的微观数据,针对城市居民杠杆影响因素下的住房不平等问题进行实证研究。通过PMS检验发现,在中国城市家庭样本中,杠杆家庭的住房质量显著提高。同时,运用Logit回归分析表明,中国城镇居民杠杆率的提高也促进了住房价值和住房面积的增加。
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Urban Residents' Leverage and Housing Inequality - An empirical research based on CFPS data
The housing system of urban residents has continuously been reformed and the housing conditions have obviously improved, but housing inequality remains a problem, and the factors influencing housing inequality are diversified. This paper, aiming at the problem of housing inequality based on the influential factors of urban residents' leverage, carries an empirical study based on the micro data of China Family Panel Studies (CFPS). Through the PMS test, it is found that for urban household samples in China, the housing quality of households with leverage has significantly improved. Meanwhile, using Logit regression, it shows that the increase in urban residents' leverage ratio in China has also promoted the increase in housing value and housing area.
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