金融素养与IT从业人员投资行为——以班加罗尔市为例

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引用次数: 3

摘要

IT行业在对印度GDP的贡献中发挥着至关重要的作用,储蓄和投资对于快速经济增长和将印度带到更高的高度是必不可少的。本研究的目的是了解IT专业人士的储蓄和投资行为。储蓄和投资行为有不同的维度,如投资计划的特征,投资偏好的决定因素,IT专业人士在决定投资某一特定渠道时有不同的心态,他们希望自己的储蓄以最安全和流动的方式进行投资。不过,每个人的决定都因他们的风险倾向而异。他们的投资目标也不同,从金融稳定到额外收入等等。本文试图找出导致年轻专业人士投资活动增加的因素。本研究通过结构化调查研究了IT投资者的投资行为,本研究考察了影响IT专业人员投资的行为因素。
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Financial Literacy and Investment Behaviour of IT Professional With Reference To Bangalore City
IT sector plays a vital role in its contribution towards India’s GDP Savings and investments are imperative for fast-tracking economic growth and taking India to greater heights. The Purpose of this research is to understand the saving and investment behaviour of the IT professionals. There are various dimensions of savings and investment behaviour such as features of investment planning, determinants of investment preferences, IT Professionals have different mindset when they decide about investing in a particular avenue and they want his saving to be invested in most secure and liquid way. Though, the decision varies for every separate depending upon their risk aptitude. Their investment objective also differs from financial stability to additional income and so on. This paper attempts to find out the factors accountable for increased investing activities among young professionals. The current has studied the investment behaviour of IT investors by using a structured survey and this study inspects Behavioural Factors influencing towards Investment p among IT Professionals.
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