{"title":"Pengaruh资本充足率、存贷比、资产回报率和银行曼迪利","authors":"E. Astuti, Rahmi Hermawati, R. Handayani","doi":"10.37481/sjr.v6i1.628","DOIUrl":null,"url":null,"abstract":"This study aims to analyze the effect of Capital Adequacy Ratio (CAR) and Loan to Deposit Ratio (LDR) on Return On Assets (ROA) at PT Bank Mandiri (Persero). This research is a type of quantitative research using descriptive analysis method and using data in financial reports in the form of balance sheets and income statements of PT Bank Mandiri (Persero). for ten years, namely the period 2011-2020. Based on the results of the study, it shows that partially the Capital Adequacy Ratio (CAR) has a significant negative effect on Return On Assets (ROA) and Loan to Deposit Ratio (LDR) has a significant positive effect on Return On Assets (ROA) at PT. Bank Mandiri (Persero). 2011-2020. Then simultaneously or together it shows that the Capital Adequacy Ratio (CAR) and Loan to Deposit Ratio (LDR) have a significant effect on Return On Assets (ROA) and the magnitude of the influence of the independent variable on the dependent variable in this study is equal to 79.1% while the remaining 20.9% is influenced by other factors not examined in this study.","PeriodicalId":297520,"journal":{"name":"SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business","volume":"11 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2023-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"1","resultStr":"{\"title\":\"PENGARUH CAPITAL ADEQUACY RATIO DAN LOAN TO DEPOSIT RATIO TERHADAP RETURN ON ASSET PADA PT BANK MANDIRI\",\"authors\":\"E. Astuti, Rahmi Hermawati, R. Handayani\",\"doi\":\"10.37481/sjr.v6i1.628\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"This study aims to analyze the effect of Capital Adequacy Ratio (CAR) and Loan to Deposit Ratio (LDR) on Return On Assets (ROA) at PT Bank Mandiri (Persero). This research is a type of quantitative research using descriptive analysis method and using data in financial reports in the form of balance sheets and income statements of PT Bank Mandiri (Persero). for ten years, namely the period 2011-2020. Based on the results of the study, it shows that partially the Capital Adequacy Ratio (CAR) has a significant negative effect on Return On Assets (ROA) and Loan to Deposit Ratio (LDR) has a significant positive effect on Return On Assets (ROA) at PT. Bank Mandiri (Persero). 2011-2020. Then simultaneously or together it shows that the Capital Adequacy Ratio (CAR) and Loan to Deposit Ratio (LDR) have a significant effect on Return On Assets (ROA) and the magnitude of the influence of the independent variable on the dependent variable in this study is equal to 79.1% while the remaining 20.9% is influenced by other factors not examined in this study.\",\"PeriodicalId\":297520,\"journal\":{\"name\":\"SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business\",\"volume\":\"11 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2023-01-01\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"1\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.37481/sjr.v6i1.628\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.37481/sjr.v6i1.628","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 1
摘要
本研究旨在分析PT Bank Mandiri (Persero)的资本充足率(CAR)和存贷比(LDR)对资产回报率(ROA)的影响。本研究是一种定量研究，使用描述性分析方法，并使用PT Bank Mandiri (Persero)的资产负债表和损益表形式的财务报告中的数据。10年，即2011-2020年。根据研究结果，它表明部分资本充足率(CAR)对资产收益率(ROA)有显著的负向影响，存贷比(LDR)对PT. Bank Mandiri (Persero)的资产收益率(ROA)有显著的正向影响。2011 - 2020。那么同时或共同表明，资本充足率(CAR)和存贷比(LDR)对资产收益率(ROA)有显著影响，本研究中自变量对因变量的影响程度为79.1%，其余20.9%受到本研究未考察的其他因素的影响。
PENGARUH CAPITAL ADEQUACY RATIO DAN LOAN TO DEPOSIT RATIO TERHADAP RETURN ON ASSET PADA PT BANK MANDIRI
This study aims to analyze the effect of Capital Adequacy Ratio (CAR) and Loan to Deposit Ratio (LDR) on Return On Assets (ROA) at PT Bank Mandiri (Persero). This research is a type of quantitative research using descriptive analysis method and using data in financial reports in the form of balance sheets and income statements of PT Bank Mandiri (Persero). for ten years, namely the period 2011-2020. Based on the results of the study, it shows that partially the Capital Adequacy Ratio (CAR) has a significant negative effect on Return On Assets (ROA) and Loan to Deposit Ratio (LDR) has a significant positive effect on Return On Assets (ROA) at PT. Bank Mandiri (Persero). 2011-2020. Then simultaneously or together it shows that the Capital Adequacy Ratio (CAR) and Loan to Deposit Ratio (LDR) have a significant effect on Return On Assets (ROA) and the magnitude of the influence of the independent variable on the dependent variable in this study is equal to 79.1% while the remaining 20.9% is influenced by other factors not examined in this study.
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