基于数字的现金兑付系统中的行为意图与行为使用

N. Hidayah, Tira Mutiara
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摘要

印度尼西亚Waqf董事会与其他Waqf机构一起,正在集中实施一项数字现金Waqf收集战略。该策略的实施是为了优化现金流的回收。本研究旨在通过采用技术接受与使用统一理论(UTAUT)理论中的概念作为研究变量,确定影响数字现金流通系统中行为意向和行为使用的因素。这样做是为了waqf机构可以改进系统和设计策略来增加现金waqf的收集。本研究的样本是居住在Jabodetabek Jabodetabek(雅加达、茂物、德波、丹格朗和勿加西)地区的135名wakif,他们使用了基于数字的现金waqf系统。本研究使用的分析技术是使用SmartPLS 3.3.0版本的SEM-PLS。研究结果表明,努力期望和社会影响变量对Jabodetabek地区使用数字现金waqf系统的行为意愿有正向显著影响,而绩效期望变量对使用数字现金waqf系统的行为意愿有正向但不显著影响。便利条件和行为意向对Jabodetabek地区基于数字的现金waqf系统的使用行为产生了积极而显著的影响。
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Behavioral Intention and Use of Behavior in a Digital-Based Cash Waqf System
The Indonesian Waqf Board, together with other waqf institutions, is intensively carrying out a digital cash waqf collection strategy. This strategy is carried out to optimize the collection of cash waqf. This study aimed to determine the factors that influence the behavioral intention and use of behavior in a digital-based cash waqf system by adopting constructs in the Unified Theory of Acceptance and Use of Technology (UTAUT) theory as research variables. This is done so that the waqf institution can improve the system and design strategies to increase the collection of cash waqf. The sample in this study was 135 wakif who lived in the Jabodetabek Jabodetabek (Jakarta, Bogor, Depok, Tangerang, and Bekasi) area and had used a digital-based cash waqf system. The analytical technique used in this research is SEM-PLS using SmartPLS version 3.3.0. The study results show that the variables of effort expectancy and social influence have a positive and significant impact on the behavioral intention to use a digital-based cash waqf system for wakif in the Jabodetabek area, while performance expectancy has a positive but not significant effect. Facilitating conditions and behavioral intention positively and considerably influence the use of behavior a digital-based cash waqf system for wakif in the Jabodetabek area.
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