青少年对SIDBI贷款计划意识的心态研究——以班加罗尔城乡为例

Hemalatha K J, Dr.R. Jayaprakash Reddy
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摘要

印度人力资源丰富。印度也被称为世界上最年轻的国家。印度中小微企业部门、SIDBI和中央政府的目标是增加印度的年轻企业家,而不是为年轻一代创造就业机会。这意味着要增加就业岗位的创造者,而不是求职者。这一目标将满足印度制造概念的目标,并增加印度的出口,而不是对印度的进口。SIDBI在为印度中小微企业和初创企业提供资金方面发挥着重要作用,这也是为了实现同样的目的而建立的。本论文试图检查年轻一代在贷款条件下创业的大学生和研究生,因为他们是印度未来的企业家的心态。该研究是在本文采用班加罗尔农村和城市限制的159名受访者的回复的基础上完成的。最后,了解目前年轻一代对贷款计划的心态,这是一个现实的检验,对中小微企业的金融教育和对中小微企业的金融知识是相同的还是不同的。
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A Study on Youth Mindset on Awareness of SIDBI Loan Schemes with Special Reference to Bengaluru Urban and Rural
Manpower is rich in India. Also India is called as the youngest country in the world. It is an objective of India’s MSME Dept., SIDBI and Central Government is to increase Young entrepreneurs in India rather than creating jobs for the young generation. It means to increase Job creators rather than Job seekers. This objective will meet the objective of Make in India concept and increases exports from India rather than imports to India. SIDBI plays an important role to finance the MSMEs and the Startups in India, which is established to meet the same purpose. The present paper as made an attempt to check the mindset of young generation on Loan terms for the starting a business among Undergraduate and Post graduate students since they are the future entrepreneurs of India. The research is done on the basis of taking 159 respondents responses from Bengaluru rural and Urban limits for this paper. Finally understanding the present mindset of young generation on loan schemes and this was a reality check whether education on Finance to MSME’s and knowledge on Finance to MSME’s are same or have difference.
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