探讨大流行病对城市单身母亲创业活动的影响:一项探索性研究

IF 2.1 Q2 BUSINESS, FINANCE International Journal of Financial Studies Pub Date : 2024-03-22 DOI:10.3390/ijfs12020030
Abdullah Sallehhuddin Abdullah Salim, Norzarina Md Yatim, Salmi Md Zahid
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引用次数: 0

摘要

本研究在马来西亚进行,旨在考察在 COVID-19 大流行和《调度令》(MCO)期间,针对城市中小微企业单亲母亲创业者的小额信贷计划的有效性。作为对大流行病的应对措施,《流动管制令》极大地扰乱了企业,尤其是中小微企业。本研究旨在调查赋权因素(经济、社会、数字和心理)与有关小额信贷计划有效性的治理方面之间的关系。本研究采用实证主义范式,通过在线发放调查问卷采用定量方法,建立了一个基于赋权理论的框架。研究结果强调了经济赋权、数字赋权和治理方面对小额信贷计划成功的重要性,并为针对中小微企业创业者的适当缓解策略提供了经验支持。研究强调了通过各种发展活动、技术和职业培训以及全面的金融和非金融援助措施支持单亲母亲创业者的重要性。研究强调了妇女,尤其是单身母亲在推动社会和经济进步方面的关键作用,并倡导通过有针对性的干预措施增强她们的能力。总体而言,研究结果加深了人们对中小微企业在危机期间所面临挑战的理解,并为政策制定者和小额信贷机构加强对单亲母亲创业者的支持,帮助她们应对未来挑战,促进经济复原和发展提供了真知灼见。
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Examining the Effects of the Pandemic on Entrepreneurial Activities among Urban Single Mothers: An Exploratory Study
This study was conducted in Malaysia to examine the effectiveness of the microfinance programme for urban single mother entrepreneurs in MSMEs during the COVID-19 pandemic and Movement Control Order (MCO). Implemented as a response to the pandemic, the MCO significantly disrupted businesses, particularly MSMEs. The study aimed to investigate the relationship between empowerment factors (economic, social, digital, and psychological) and governance aspects concerning the effectiveness of microfinance programmes. Using a positivist paradigm and employing quantitative methods through online questionnaire distribution, this research established a framework based on empowerment theory. The findings underscore the importance of economic empowerment, digital empowerment, and governance aspects for microfinance programme success, and provide empirical backing for suitable mitigation strategies for MSME entrepreneurs. The study emphasises the importance of supporting single mother entrepreneurs through various developmental activities, technical and vocational training, and comprehensive financial and non-financial aid initiatives. It stresses the critical role of women, particularly single mothers, in propelling societal and economic advancement, and advocating for their empowerment through targeted interventions. Overall, the findings enhance understanding of the challenges MSMEs face during crises, and offer insights for policymakers and microfinance agencies to strengthen support for single mother entrepreneurs in navigating future challenges and fostering economic resilience and development.
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来源期刊
CiteScore
3.70
自引率
8.70%
发文量
100
审稿时长
11 weeks
期刊最新文献
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