影响学生黄金投资兴趣的决定性因素

Aminullah Achmad Muttaqin, Aziza Berlian Putri
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摘要

本研究旨在确定 COVID-19 大流行后学生对黄金投资的兴趣现象。本研究确定了市场目标、产品开发和金融服务。这种定量研究方法通过问卷收集数据。采用随机抽样技术,共抽取了 181 名学生。研究结果表明,金融知识和投资动机对黄金投资兴趣有显著影响。同时,收入对黄金投资兴趣的影响较小但有利。如果收入影响了梵净山大学学生的黄金投资兴趣,那么收入变量并不能真实成立。根据观察,由于获得的收入足以满足日常需要,收入金额仍由父母支持,而且由于资金优先用于其他用途或投资,持续储蓄黄金并不容易。
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The Determining Factors Influences Student Gold Investing Interest
The purpose of this research is to determine the phenomena of student interest in gold investing following the COVID-19 pandemic. This study determines market targets, product development, and financial services. This quantitative research method collects data through a questionnaire. A total of 181 students were sampled using a random sampling technique. The study's findings indicate that financial literacy and investment motivation favor and significantly affect interest in gold investing. Meanwhile, income has a small but beneficial effect on interest in gold investment. If income affects students' interest in investing in gold at Brawijaya University, the income variable cannot be established realistically. According to observations, because the revenue obtained is sufficient for daily necessities, the amount of income is still supported by parents, and it is not easy to continuously save gold because funds are prioritized for other purposes or investments.
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