通过伊斯兰金融科技普及伊斯兰教法金融知识和伊斯兰教法金融包容性对印度尼西亚 BUS 伊斯兰教法金融交易的影响

Agus Yulianto, Indra Siswanti, Asep Risman, Pardomuan Sihombing
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引用次数: 0

摘要

本研究提出了一个模型,用于解释伊斯兰金融技术和包容性伊斯兰金融对印度尼西亚伊斯兰商业银行交易伊斯兰金融的适度影响。研究结果表明1)伊斯兰金融扫盲对伊斯兰交易金融具有显著的积极影响;2)伊斯兰金融技术对伊斯兰金融扫盲对伊斯兰交易金融的影响具有调节作用;3)包容性伊斯兰金融对伊斯兰金融扫盲对伊斯兰交易金融的影响具有调节作用。在实施数字化转型的过程中,印尼的伊斯兰教企业必须认真考虑信息透明度、金融稳定性和创新能力,并根据产权、规模和增长等内在特征选择不同的路径。
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The Influence of Sharia Financial Literacy and Sharia Financial Inclusion Through Islamic Fintech on Sharia Financial Transactions on BUS in Indonesia
This research proposes a model to explain the influence of the role of Islamic financial technology and inclusion Islamic finance in moderate influence literacy Islamic finance towards transaction sharia finance at Sharia Commercial Banks in Indonesia. Theresults of the research state that: 1) literacy Islamic finance has a significant positive effect on transactions sharia finance; 2) Islamic financial technology moderates influence literacy Islamic finance towards transaction sharia finance; 3) inclusionIslamic finance moderates influence literacy Islamic finance towards transaction Islamic finance. In implementing digital transformation, Sharia BPRs in Indonesia must seriously consider information transparency, financial stability, and innovation capabilities, and choose different paths based on intrinsic characteristics such as property rights, scale, and growth.
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