虚假保险和财务可持续性问题:土耳其社会保障体系的案例

B. Arpat, Neşe ÖNDER YAŞAR, Mete Kaan Namal
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摘要

社会保障欺诈是一个多层面的复杂问题,影响着社会保障制度的可持续性和社会公正。目前,最常见的社会保障欺诈形式是骗保。本研究旨在从法律、经济和社会方面解释欺诈性投保问题,并为土耳其社会保障体系的可持续性提出解决方案。本研究是一项描述性研究,采用定性和案例研究设计。通过文件分析收集研究数据,并通过描述性分析进行元推论。研究结果表明,通过在主要立法中制定法规、提高投保人意识的公共政策和做法、自动化法规和更多监督,可以解决欺诈性投保问题,并确保土耳其社会保障体系的可持续性。
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SAHTE SİGORTALILIK SORUNU VE FİNANSAL SÜRDÜRÜLEBİLİRLİK: TÜRKİYE SOSYAL GÜVENLİK SİSTEMİ ÖRNEĞİ
Social security fraud is a multidimensional and complex problem that affects the sustainability of social security systems and social justice. Nowadays, the most common form of social security fraud is fraudulently insured. The aim of this research is to explain the problem of fraudulently insured in its legal, economic, and social aspects and to make solutions for the sustainability of the social security system in Turkiye. This research is a descriptive study conducted in a qualitative, case study design. Research data were collected through document analysis, and meta-inferences were made through descriptive analysis. The results show that it is possible to solve the problem of fraudulently insured and ensure the sustainability of the Turkish social security system with regulations to be made in the primary legislation, public policies and practices that raise awareness for insured persons, automation regulations, and more supervision.
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