在线养老金仪表板会影响养老金知识和预期吗?来自随机调查实验的证据

IF 1 4区 经济学 Q3 BUSINESS, FINANCE Journal of Pension Economics & Finance Pub Date : 2024-04-19 DOI:10.1017/s1474747224000040
Marc Kramer, Robert Lensink, Auke Plantinga
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引用次数: 0

摘要

我们从养老金准备、知识、自我效能、期望和行动意愿等方面,检验了在线互动养老金仪表板在提高养老金基金参与者做出适当养老金决策能力方面的有效性。在随机调查实验中,两个养老基金的受试者收到了访问在线养老金仪表板的鼓励。受试者掌握了更多的养老金知识,提高了养老金领域的自我效能感,尤其是女性。仪表板对养老金准备工作或养老金收入预测误差没有显著影响,也不会影响在有需要时采取行动的意愿。
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Do online pension dashboards affect pension knowledge and expectations? Evidence from a randomized survey experiment
We test the effectiveness of an online interactive pension dashboard in improving pension funds participants' ability to make adequate pension decisions in terms of pension preparation, knowledge, self-efficacy, expectations, and intention-to-act. In a randomized survey experiment, treated participants of two pension funds receive an encouragement to visit an online pension dashboard. Treated individuals have more pension knowledge and an increased self-efficacy in the pension domain, especially so for females. The dashboard does not have a significant impact on the pension preparation or the errors in forecasts of pension income nor does it impact the willingness to act if there is a need to do so.
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来源期刊
CiteScore
4.20
自引率
8.30%
发文量
29
期刊最新文献
Social security and retirement around the world: lessons from a long-term collaboration What drives the growth of an open pension fund? A building block approach to retirement income design The actuarial sources of the rise in unfunded liabilities in America's defined benefit plans in the 21st century Introduction to the 20th Anniversary Special Issue of the Journal of Pension Economics and Finance
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