数字金融如何影响居民健康?来自中国的证据

IF 5.2 1区 经济学 Q1 ECONOMICS 中国经济评论 Pub Date : 2024-07-23 DOI:10.1016/j.chieco.2024.102246
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引用次数: 0

摘要

本研究旨在探讨数字金融是否会影响居民的整体健康和心理健康。研究结果表明,数字金融的增加与居民的自我健康评价呈正相关,并降低了他们感到抑郁的概率。这主要是由于数字金融对低社会经济地位居民或东部地区居民的健康产生了更大的积极影响。此外,我们还分析了数字金融在促进居民健康方面发挥关键作用的可能渠道。数字金融增加了居民在家庭健身支出等健康服务方面的消费,提高了居民购买商业医疗保险的概率,对居民的体育锻炼时间产生了积极影响,并提高了居民的社会交往水平,这些都可能是数字金融健康效应的中介。这些研究结果表明,数字金融的发展不仅是刺激经济增长的有效工具,也为提高个人健康水平、缩小人与人之间的健康差距提供了启示。
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How digital finance shapes residents' health: Evidence from China

The aim of this study is to examine whether digital finance affects residents' overall and mental health. Findings show that increasing digital finance is positively associated with residents' self-rated health and leads to a lower probability of feeling depressed for them. It is mainly driven by the larger positive health effect on low-socioeconomic residents or those in the eastern region. The possible channels through which digital finance plays a critical role in enhancing residents' health are also analyzed. Digital finance increases residents' consumption on health services, such as family fitness expenditure, raises their probability of purchasing commercial medical insurances, has a positive effect on their hours spent on physical exercises, and enhances their social interaction level, which may mediate the health effect of digital finance. These findings imply that digital finance development is not only an effective tool to stimulate economic growth, it also offers insight into the methods of enhancing individual health and narrowing health disparity among people.

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来源期刊
中国经济评论
中国经济评论 ECONOMICS-
CiteScore
10.60
自引率
4.40%
发文量
380
期刊介绍: The China Economic Review publishes original works of scholarship which add to the knowledge of the economy of China and to economies as a discipline. We seek, in particular, papers dealing with policy, performance and institutional change. Empirical papers normally use a formal model, a data set, and standard statistical techniques. Submissions are subjected to double-blind peer review.
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