{"title":"金融领域的 Metaverse 技术创新:现状、机遇与挑战","authors":"Arianna D'Ulizia, Domenica Federico, Antonella Notte","doi":"10.1002/isaf.1566","DOIUrl":null,"url":null,"abstract":"<p>Metaverse is an emerging digital space that uses innovative technologies to allow users to facilitate building relationships virtually and to create new interaction opportunities. Even, the financial sector has been disrupted by the metaverse involving digital assets, cryptocurrencies, blockchain technology, and decentralized finance. The objective of this paper is to focus on novel intelligent systems technologies with the potential for application in the financial area to have a better knowledge of the current research topics, challenges, and future directions. A systematic literature review was conducted analyzing papers on technological innovation of the metaverse in financial sector. Following the PRISMA methodology, we have selected 29 primary studies from five scientific databases to be included in the review. The results show that 11 types of innovative metaverse technologies are applied in the financial sector, developing financial innovations, among which the most discussed is cryptocurrency. Among the opportunities that the use of the metaverse brings to the financial sector, the reduction of transaction costs is the most discussed. Finally, five open challenges in the use of metaverse technologies in the financial sector have been identified, relating to the use of data, the application of technologies, social integration, financial innovation, and regulatory compliance. Based on this study, recommendations on future research directions are provided to the scientific community.</p>","PeriodicalId":53473,"journal":{"name":"Intelligent Systems in Accounting, Finance and Management","volume":"31 3","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2024-09-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1002/isaf.1566","citationCount":"0","resultStr":"{\"title\":\"The Technological Innovation of the Metaverse in Financial Sector: Current State, Opportunities, and Open Challenges\",\"authors\":\"Arianna D'Ulizia, Domenica Federico, Antonella Notte\",\"doi\":\"10.1002/isaf.1566\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"<p>Metaverse is an emerging digital space that uses innovative technologies to allow users to facilitate building relationships virtually and to create new interaction opportunities. Even, the financial sector has been disrupted by the metaverse involving digital assets, cryptocurrencies, blockchain technology, and decentralized finance. The objective of this paper is to focus on novel intelligent systems technologies with the potential for application in the financial area to have a better knowledge of the current research topics, challenges, and future directions. A systematic literature review was conducted analyzing papers on technological innovation of the metaverse in financial sector. Following the PRISMA methodology, we have selected 29 primary studies from five scientific databases to be included in the review. The results show that 11 types of innovative metaverse technologies are applied in the financial sector, developing financial innovations, among which the most discussed is cryptocurrency. Among the opportunities that the use of the metaverse brings to the financial sector, the reduction of transaction costs is the most discussed. Finally, five open challenges in the use of metaverse technologies in the financial sector have been identified, relating to the use of data, the application of technologies, social integration, financial innovation, and regulatory compliance. Based on this study, recommendations on future research directions are provided to the scientific community.</p>\",\"PeriodicalId\":53473,\"journal\":{\"name\":\"Intelligent Systems in Accounting, Finance and Management\",\"volume\":\"31 3\",\"pages\":\"\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2024-09-03\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"https://onlinelibrary.wiley.com/doi/epdf/10.1002/isaf.1566\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Intelligent Systems in Accounting, Finance and Management\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://onlinelibrary.wiley.com/doi/10.1002/isaf.1566\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"Q1\",\"JCRName\":\"Economics, Econometrics and Finance\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Intelligent Systems in Accounting, Finance and Management","FirstCategoryId":"1085","ListUrlMain":"https://onlinelibrary.wiley.com/doi/10.1002/isaf.1566","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q1","JCRName":"Economics, Econometrics and Finance","Score":null,"Total":0}
The Technological Innovation of the Metaverse in Financial Sector: Current State, Opportunities, and Open Challenges
Metaverse is an emerging digital space that uses innovative technologies to allow users to facilitate building relationships virtually and to create new interaction opportunities. Even, the financial sector has been disrupted by the metaverse involving digital assets, cryptocurrencies, blockchain technology, and decentralized finance. The objective of this paper is to focus on novel intelligent systems technologies with the potential for application in the financial area to have a better knowledge of the current research topics, challenges, and future directions. A systematic literature review was conducted analyzing papers on technological innovation of the metaverse in financial sector. Following the PRISMA methodology, we have selected 29 primary studies from five scientific databases to be included in the review. The results show that 11 types of innovative metaverse technologies are applied in the financial sector, developing financial innovations, among which the most discussed is cryptocurrency. Among the opportunities that the use of the metaverse brings to the financial sector, the reduction of transaction costs is the most discussed. Finally, five open challenges in the use of metaverse technologies in the financial sector have been identified, relating to the use of data, the application of technologies, social integration, financial innovation, and regulatory compliance. Based on this study, recommendations on future research directions are provided to the scientific community.
期刊介绍:
Intelligent Systems in Accounting, Finance and Management is a quarterly international journal which publishes original, high quality material dealing with all aspects of intelligent systems as they relate to the fields of accounting, economics, finance, marketing and management. In addition, the journal also is concerned with related emerging technologies, including big data, business intelligence, social media and other technologies. It encourages the development of novel technologies, and the embedding of new and existing technologies into applications of real, practical value. Therefore, implementation issues are of as much concern as development issues. The journal is designed to appeal to academics in the intelligent systems, emerging technologies and business fields, as well as to advanced practitioners who wish to improve the effectiveness, efficiency, or economy of their working practices. A special feature of the journal is the use of two groups of reviewers, those who specialize in intelligent systems work, and also those who specialize in applications areas. Reviewers are asked to address issues of originality and actual or potential impact on research, teaching, or practice in the accounting, finance, or management fields. Authors working on conceptual developments or on laboratory-based explorations of data sets therefore need to address the issue of potential impact at some level in submissions to the journal.