泰国农业和农业合作社银行的挑战与机遇:小额信贷视角

Worrawoot Jumlongnark
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引用次数: 0

摘要

本文从小额信贷的角度探讨了泰国农业与农业合作社银行(BAAC)面临的挑战和机遇。文章探讨了农业与农业合作社银行作为一家专业金融机构在帮助贫困家庭和小型企业获得金融服务方面所发挥的作用。研究强调了 BAAC 为民粹主义战略所做的政治利用,以及腐败对其运营效果的负面影响。此外,文章还讨论了泰国的大米质押政策,该政策受政治动机驱使,给政府造成了重大损失。文章强调需要制定可持续发展战略,减少政治干预,以提高 BAAC 的绩效,有效支持泰国的农民和穷人。
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Challenges and Opportunities for the Bank for Agriculture and Agricultural Cooperatives in Thailand: A Microfinance Perspective
This article explores the challenges and opportunities faced by the Bank for Agriculture and Agricultural Cooperatives (BAAC) in Thailand from a microfinance perspective. It examines the role of BAAC as a specialized financial institution in assisting underprivileged households and small businesses in accessing financial services. The study highlights the political exploitation of BAAC for populist strategies and the negative impact of corruption on the effectiveness of its operations. Additionally, it discusses the rice-pledging policy in Thailand, which was driven by political motivations and resulted in significant losses for the government. The article emphasizes the need for sustainable development strategies and decreased political interference to enhance the performance of BAAC and effectively support farmers and the poor in Thailand.
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