开放金融之旅:从开放银行运动中学习

Q2 Social Sciences European Business Law Review Pub Date : 2022-04-01 DOI:10.54648/eulr2022018

Francesco De Pascalis

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引用次数: 1

摘要

开放金融数据生态系统的创建是金融服务行业的一个新领域，其特点是新参与者的存在，以及传统的金融中介机构。在数据化和数字化的推动下，开放金融被认为是欧洲通过有针对性的监管推出的开放银行基础的延伸。开放金融之旅才刚刚开始。通过对各司法管辖区开放银行的经验进行评估，本文探讨了从开放银行到开放金融的未来转变。在开放银行背景下选定的关键问题为开放金融的发展提供了有价值的指示。开放金融、数据化、数字化、开放银行、api、PSD2、消费者数据权、互惠、消费者教育

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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The Journey to Open Finance: Learning from the Open Banking Movement

The creation of an open financial data ecosystem is a new frontier to be explored within a financial services industry characterized by the presence of new players, along with traditional financial intermediaries. Spurred by datafication and digitisation, open finance is considered an extension of the open banking foundation launched in Europe through targeted regulation. The open finance journey is just beginning. By taking stock of the open banking experience across jurisdictions, this article examines the future shift from open banking to open finance. Selected critical issues within the open banking context give valuable indications for the development of open finance. Open finance, datafication, digitisation, open banking, APIs, PSD2, Consumer Data Right, reciprocity, consumer education

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来源期刊

European Business Law Review Social Sciences-Law

CiteScore

1.10

自引率

0.00%

发文量

期刊介绍： The mission of the European Business Law Review is to provide a forum for analysis and discussion of business law, including European Union law and the laws of the Member States and other European countries, as well as legal frameworks and issues in international and comparative contexts. The Review moves freely over the boundaries that divide the law, and covers business law, broadly defined, in public or private law, domestic, European or international law. Our topics of interest include commercial, financial, corporate, private and regulatory laws with a broadly business dimension. The Review offers current, authoritative scholarship on a wide range of issues and developments, featuring contributors providing an international as well as a European perspective. The Review is an invaluable source of current scholarship, information, practical analysis, and expert guidance for all practising lawyers, advisers, and scholars dealing with European business law on a regular basis. The Review has over 25 years established the highest scholarly standards. It distinguishes itself as open-minded, embracing interests that appeal to the scholarly, practitioner and policy-making spheres. It practices strict routines of peer review. The Review imposes no word limit on submissions, subject to the appropriateness of the word length to the subject under discussion.