你的车是你的信用:利用研究遏制掠夺性汽车所有权贷款

IF 2.5 3区 经济学 Q3 BUSINESS Journal of Consumer Affairs Pub Date : 2023-08-31 DOI:10.1111/joca.12557
Jean Ann Fox
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引用次数: 0

摘要

本文是2023年5月埃斯特·彼得森在美国消费者利益委员会年会上发表的2023年消费者政策论坛演讲的编辑版。它使用汽车产权贷款产品来说明为弱势消费者改善信贷市场所需的信息。它为研究提供了一些思路,这些思路将为改革以汽车所有权为担保的消费贷款的工作提供指导。这篇文章受版权保护。版权所有。
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Your car is your credit: Using research to curb predatory car title lending

This article is an edited version of the 2023 Esther Peterson Consumer Policy Forum lecture delivered at the American Council on Consumer Interests annual conference in May 2023. It uses the car title loan product to illustrate the information necessary to improve the credit market for vulnerable consumers. It provides ideas for research that would inform work to reform consumer loans secured by ownership of a vehicle.

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来源期刊
CiteScore
4.60
自引率
17.90%
发文量
65
期刊介绍: The ISI impact score of Journal of Consumer Affairs now places it among the leading business journals and one of the top handful of marketing- related publications. The immediacy index score, showing how swiftly the published studies are cited or applied in other publications, places JCA seventh of those same 77 journals. More importantly, in these difficult economic times, JCA is the leading journal whose focus for over four decades has been on the interests of consumers in the marketplace. With the journal"s origins in the consumer movement and consumer protection concerns, the focus for papers in terms of both research questions and implications must involve the consumer"s interest and topics must be addressed from the consumers point of view.
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