Covid-19大流行期间千禧一代企业家的金融知识

Sita deliyana Firmialy, A. Hidayat
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引用次数: 0

摘要

作为印尼经济成功和社会福利的驱动力之一,金融知识是当今年轻企业家的必备条件。该研究试图评估千禧一代企业家的金融素养和财务状况,同时在新冠肺炎大流行期间实施了几项PPKM(社区活动限制)。2021年10月中旬至2022年1月初,该调查以印度尼西亚西爪哇省100名21-40岁的年轻企业家为样本。探索性因素分析(EFA)和结构方程模型(SEM)方法的假设检验结果表明,金融知识的主要组成部分与金融幸福水平之间存在一致的关联,保险和个人储蓄和贷款成为受金融知识影响的主要预测因素,其次是安全性,这是影响这些千禧一代企业家财务态度水平的主要决定因素。然而,由于实验参数的样本和数量较少,本研究存在局限性。
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Financial Literacy on Millenial Entrepeneurs during Pandemic Covid-19
As one of the drivers of economic success and societal welfare in Indonesia, financial literacy is a must for young entrepreneurs today. The study attemps to evaluate Millenial entrepreneurs financial literacy and financial well-being conditions while several PPKM (Restrictions on Community Activities) during Pandemic Covid-19 are in effect. Between mid-October 2021 and early January 2022, the survey used 100 young entrepreneurs aged 21-40 in West Java Province, Indonesia as samples. The hypotheses testing results from Exploratory Factor Analysis (EFA) and Structural Equation Model (SEM) methods show a consistent association between the main components of financial literacy with the level of financial well-being, with insurance and personal savings and loans becoming the dominant predictor affected financial knowledge, followed with security that serves as main determinant that affected the level of financial attitude of these millenial entrepreneurs. However, this study has limitation as the sample and number of experimental parameters are small.
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