Assistance of Internet of Things to Intelligent Business Management Model of Supply Chain Finance and Modern Logistics Enterprises

Since its birth, supply chain finance (SCF) has made contributions to the development of small and medium-sized enterprises, but it also faces many challenges in the development process. With the development and continuous progress of the internet and information technology, it has also opened up new ways for urban development and innovation. This article introduced the background of intelligent business model, conducted academic research and summary on the keywords of SCF and the internet of things (IOT), and then summarized urban analysis by combining AI and big data. Then it put forward the business model factor analysis of SCF and modern logistics enterprises. At the end of the article, the simulation experiment was carried out, and the experiment was summarized and discussed. The experimental results showed that the average transaction cost of the new business model was 3.5 lower than that of the traditional business model. With the continuous development of artificial intelligence technology and big data technology, urban planning is also facing new opportunities and challenges.