Skala i skutki alienacji młodych Polaków na rynku mieszkaniowym

As statistics show, few people can afford to buy an apartment. Many people cannot even afford to rent. On the other hand, the overcrowding rate and the number of adults living permanently with their parents in Poland are among the highest in Europe. Outstanding architects and sociologists have been dealing with housing problems for many years. In many countries, research is conducted showing the importance and essence of the problem, not only in the economic context but also in the psychological, health, and social context that influences the behavior and attitudes of future generations. Access to housing is not only a question of ensuring safety, stability, and shelter; it also affects social relations that constitute the basis of the existence of the individuals and the families. Own house is a collection of meanings, codes, and symbols. It is a product of multi-faceted and multi-generational, interdependent values. Failure to understand these issues eliminates all forms of striving for sustainable development. This article aims to discuss the existing housing problem from diversified perspectives, with particular emphasis on the analysis of the current housing situation among adult Poles. The author will present the topic in some analogy to the condition of the 19th century alienated worker. Based on the conducted research, predictions about the intergenerational effects of the situation disrupting the city's sustainable development in its economic and social layer, having a significant impact on future generations, will also be formulated. Next, the author of the paper presents the results of research conducted from July to October 2020. The study was a part of expert analysis concerning an alternative mortgage lending model for residential purposes, commissioned by the Warsaw Banking Institute Foundation.