{"title":"法律和数字平台在支付系统中的作用","authors":"M. Ortino","doi":"10.54648/eulr2022047","DOIUrl":null,"url":null,"abstract":"This article focuses on the industrial role of the State, including the European Union, in the specific field of payments, probably the single most important component of any advanced economic system. Taking the payment system as a case study, the aim is to highlight and explore the conceptual and functional link and analogy between the industrial role of the State, on the one hand, and digital platforms, on the other. Policy makers adopt the most important economic functions exercised by or through digital platforms as industrial measures. The State enables and spurs economic growth and innovation in the payment systems by enacting two industrial measures that represent an application of the platform ‘mechanism’. These measures consist, firstly, in providing a public platform for the private sector and, secondly, in promoting the ‘platformisation’ of the private sector.\nDigital platforms, payment system, industrial policy, open banking, PSD2, intermediation, money, central bank digital currency (CBDC), innovation, transaction cost","PeriodicalId":53431,"journal":{"name":"European Business Law Review","volume":null,"pages":null},"PeriodicalIF":0.0000,"publicationDate":"2022-12-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"The Functions of Law and of Digital Platforms in the Payment System\",\"authors\":\"M. Ortino\",\"doi\":\"10.54648/eulr2022047\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"This article focuses on the industrial role of the State, including the European Union, in the specific field of payments, probably the single most important component of any advanced economic system. Taking the payment system as a case study, the aim is to highlight and explore the conceptual and functional link and analogy between the industrial role of the State, on the one hand, and digital platforms, on the other. Policy makers adopt the most important economic functions exercised by or through digital platforms as industrial measures. The State enables and spurs economic growth and innovation in the payment systems by enacting two industrial measures that represent an application of the platform ‘mechanism’. These measures consist, firstly, in providing a public platform for the private sector and, secondly, in promoting the ‘platformisation’ of the private sector.\\nDigital platforms, payment system, industrial policy, open banking, PSD2, intermediation, money, central bank digital currency (CBDC), innovation, transaction cost\",\"PeriodicalId\":53431,\"journal\":{\"name\":\"European Business Law Review\",\"volume\":null,\"pages\":null},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2022-12-01\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"European Business Law Review\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.54648/eulr2022047\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"Q2\",\"JCRName\":\"Social Sciences\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"European Business Law Review","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.54648/eulr2022047","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q2","JCRName":"Social Sciences","Score":null,"Total":0}
The Functions of Law and of Digital Platforms in the Payment System
This article focuses on the industrial role of the State, including the European Union, in the specific field of payments, probably the single most important component of any advanced economic system. Taking the payment system as a case study, the aim is to highlight and explore the conceptual and functional link and analogy between the industrial role of the State, on the one hand, and digital platforms, on the other. Policy makers adopt the most important economic functions exercised by or through digital platforms as industrial measures. The State enables and spurs economic growth and innovation in the payment systems by enacting two industrial measures that represent an application of the platform ‘mechanism’. These measures consist, firstly, in providing a public platform for the private sector and, secondly, in promoting the ‘platformisation’ of the private sector.
Digital platforms, payment system, industrial policy, open banking, PSD2, intermediation, money, central bank digital currency (CBDC), innovation, transaction cost
期刊介绍：
The mission of the European Business Law Review is to provide a forum for analysis and discussion of business law, including European Union law and the laws of the Member States and other European countries, as well as legal frameworks and issues in international and comparative contexts. The Review moves freely over the boundaries that divide the law, and covers business law, broadly defined, in public or private law, domestic, European or international law. Our topics of interest include commercial, financial, corporate, private and regulatory laws with a broadly business dimension. The Review offers current, authoritative scholarship on a wide range of issues and developments, featuring contributors providing an international as well as a European perspective. The Review is an invaluable source of current scholarship, information, practical analysis, and expert guidance for all practising lawyers, advisers, and scholars dealing with European business law on a regular basis. The Review has over 25 years established the highest scholarly standards. It distinguishes itself as open-minded, embracing interests that appeal to the scholarly, practitioner and policy-making spheres. It practices strict routines of peer review. The Review imposes no word limit on submissions, subject to the appropriateness of the word length to the subject under discussion.
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