财务福利:maranhao行为的多因素分析

Anna Paula Carvalho Diniz
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引用次数: 2

摘要

本研究的目的是分析行为因素(物质主义、金融行为、金融态度和金融知识)和社会经济和人口变量(性别、年龄、婚姻状况、子女、受教育程度、种族、职业和收入)对财务幸福感的影响。该研究的场景是位于马拉尼昂州的圣路易斯市,在那里获得了629份调查问卷。运用描述性统计、因子分析和多元线性回归等方法对数据进行分析。结果表明,马拉尼昂人对自己的财务状况不满意,财务幸福感水平较低,这与储蓄账户投资、理财态度控制和年龄相关方面呈正相关。
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BEM-ESTAR FINANCEIRO: UMA ANÁLISE MULTIFATORIAL DO COMPORTAMENTO MARANHENSE
The objective of this study is to analyze the influence of behavioral factors (materialism, financial behavior, financial attitude and financial knowledge) and socioeconomic and demographic variables (gender, age, marital status, children, level of schooling, race, occupation and income) in financial well-being. The study’s scenario is the city called Sao Luis, located in the state of Maranhao, where 629 questionnaires were obtained. To analyze the data, descriptive statistics, factor analysis and multiple linear regression have been used. Results indicate that people from Maranhao are not satisfied with their financial situation, and have presented a low level of financial well-being, which is positively influenced by aspects related to investment in saving account, financial attitude control and age.
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