{"title":"团体健康保险需求的决定因素","authors":"J. Munoz Perez, Tapen Sinha","doi":"10.2139/ssrn.947345","DOIUrl":null,"url":null,"abstract":"We examine the determinants of claims for a group health care plan. Since all persons in the group are covered, the premium does not enter the consideration of demand in this case. Hence, we are able to isolate other variables that affect the demand for health insurance. We show that income of the employees affect the claims in an unexpected way.","PeriodicalId":73765,"journal":{"name":"Journal of health care law & policy","volume":null,"pages":null},"PeriodicalIF":0.0000,"publicationDate":"2006-11-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"1","resultStr":"{\"title\":\"Determinants of Group Health Insurance Demand\",\"authors\":\"J. Munoz Perez, Tapen Sinha\",\"doi\":\"10.2139/ssrn.947345\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"We examine the determinants of claims for a group health care plan. Since all persons in the group are covered, the premium does not enter the consideration of demand in this case. Hence, we are able to isolate other variables that affect the demand for health insurance. We show that income of the employees affect the claims in an unexpected way.\",\"PeriodicalId\":73765,\"journal\":{\"name\":\"Journal of health care law & policy\",\"volume\":null,\"pages\":null},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2006-11-01\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"1\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Journal of health care law & policy\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.2139/ssrn.947345\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Journal of health care law & policy","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.2139/ssrn.947345","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
We examine the determinants of claims for a group health care plan. Since all persons in the group are covered, the premium does not enter the consideration of demand in this case. Hence, we are able to isolate other variables that affect the demand for health insurance. We show that income of the employees affect the claims in an unexpected way.
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