马来西亚伊斯兰银行服务的服务质量、伊斯兰教法合规和客户满意度

Selim Ahmed, R. Islam, M. Mohiuddin
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引用次数: 10

摘要

本研究调查了马来西亚伊斯兰银行的服务质量水平和客户满意度,基于人口统计数据,如性别、国籍、银行经验和收入。这项研究调查了179名在马来西亚有过伊斯兰银行服务第一手经验的客户。采用SPSS第23版对研究数据进行信度分析、独立样本t检验和单因素方差分析。研究结果表明,与国际客户相比,马来西亚客户对可靠性、反应性、保证性、同理心、有形和满意度有更好的感知。调查结果还表明,与其他有经验的群体相比,拥有6-10年伊斯兰银行服务经验的客户对可靠性、保证性和伊斯兰教法合规性有更好的认识。
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Service Quality, Shariah Compliance and Customer Satisfaction of Islamic Banking Services in Malaysia
The present study investigates the level of service quality and customer satisfaction of Islamic banks in Malaysia based on demographics such as gender, nationality, experience with the bank and income. This study surveyed 179 customers who have had first-hand experience with Islamic banking services in Malaysia.The research data was analysed based on reliability analysis, independent samples t-tests and one-way ANOVA using SPSS ver¬sion 23. The research findings indicate that Malaysian customers have a better perception of reliability, respon¬siveness, assurance, empathy, tangibles and satisfaction compared to international customers. The findings also suggest that the customers who have 6–10 years’ experience with Islamic banking services, have a better perception of reliability, assurance and Shariah compliance compared to other experience groups.
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