俄罗斯城市的房地产市场

A. Abramov, A. Radygin, M. Chernova
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引用次数: 2

摘要

过去的一年俄罗斯房地产市场是独一无二的。早些时候出现的一些趋势已经明显加剧(开发商盈利能力的下降,技术和业务流程的数字化,行业规模的扩大和整合,作为对相当一部分市场参与者破产前状态的回应,国家对开发商的支持扩大,并参与完成许多未完成的项目)。其他的趋势影响了远程工作模式的传播,大城市的移民,个人住房建设(IHC)部分作为公寓楼的替代方案的系统性复兴,对借款人收入水平及其可靠性的要求放宽,国家补贴抵押贷款的空前扩张——这些才刚刚开始形成。
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The housing market of Russian cities
The past year in the Russian real estate market was unique. Some of the trends that emerged earlier have noticeably intensified (the decline in the developers’ profitability, the digitalization of technical and business processes, increase in size and consolidation of the industry as a response to the pre-bankruptcy state of a significant part of market participants, the expansion of state support for developers and its participation in the completion of many uncompleted projects). Other trends impact the spread of remote work format, migration from megacities, the systemic revival of the individual housing construction (IHC) segment as an alternative to apartment buildings, the easing of requirements for the level of income of borrowers and their reliability, the unprecedented expansion of state- subsidized mortgages - have only just begun to take shape.
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