不丹皇家保险公司(RICBL)和不丹保险公司(BIL)信用风险管理的比较研究

Q4 Earth and Planetary Sciences GIS-Business Pub Date : 2019-12-08 DOI:10.26643/gis.v14i6.14023

Kritika Singh

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引用次数: 0

摘要

信用风险是一个经济体中影响银行和非银行机构的主要风险之一。本研究旨在评估不丹皇家保险有限公司和不丹保险有限公司的信用风险管理实践，这是不丹目前仅有的两家保险公司。采用结构化问卷法收集原始数据。通过对数据的分析，揭示了需要评估和修改的关键领域，以提高组织的资产质量。在被确定为客户关系管理障碍的十个变量中，大多数客户关系管理障碍是由于两家组织的员工都认为缺乏风险意识和严格的监管要求。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Credit Risk Management in Royal Insurance Corporation of Bhutan Limited (RICBL) and Bhutan Insurance Limited (BIL): Comparative study

Credit risk is one of the main risks that affects banking as well as non-banking institution in an economy. The present research work aims to evaluate credit risk management practices of Royal Insurance Corporation of Bhutan Limited and Bhutan insurance limited, currently only two insurance companies in Bhutan. Primary data using structured questionnaire is collected. Analysis of the data reveals the key area which needs appraisal and modification to improve organization’s asset quality. Among ten variables identified as obstacle in CRM tested, majority of obstacle in CRM is due to lack of risk awareness and stringent regulatory requirement which was perceived by the employees of both organizations.

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GIS-Business Earth and Planetary Sciences-Earth and Planetary Sciences (all)

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期刊介绍： GIS Business with ISSN no. 1430-3663 is bimonthly UGC Approved journal for publication of research papers related to planning, managment, GIS, geography, geology, geoinformatics, earth sciences, remote sensing, satellites, GPS, coodinate systems, urban planning, spatial studies, human settlements, and many more related subjects. Remote sensing is the art and science of making measurements of the earth using sensors on airplanes or satellites and geographic information system (GIS) is a computer-based tool for mapping and analyzing feature events on earth. It integrates common database operations, such as query and statistical analysis, with maps. The open access journal GIS Business is a scientific journal that includes a wide range of fields in its discipline and reports the acquisition of information about an object or phenomenon without making physical contact with the object. It allows to view and analyse multiple layers of spatially related information associated with a geographic region/location. It publishes all concerned research findings and discoveries pertaining to the ingredients and their mode of therapeutic nature to create a platform for the authors to make their contribution towards the journal.