支付医疗保险的意愿:沙特阿拉伯的横断面研究

Y. H. Mughal
{"title":"支付医疗保险的意愿:沙特阿拉伯的横断面研究","authors":"Y. H. Mughal","doi":"10.53664/jssd/02-02-2023-01-134-142","DOIUrl":null,"url":null,"abstract":"Due to rapid changes in disease pattern, demand for advance healthcare services has been increased extensively in Saudi Arabia. In Saudi Arabia, health facilities are provided free to general public. This has increased the burden of communicable and non-communicable diseases expenditure on ministry of health. On other hand, to private sector employee cooperative health insurance program is established. Saudi Government plan to extend this program to the public sector as well. In this study willingness to pay for health insurance opinion was taken from general public as they are main stakeholder. In case if government extend this private employer cooperative insurance program to other sectors whether people are willing to pay for private insurance or not. Non-probability convenience sampling technique was used to select sample size. Findings revealed that majority of people in Saudi Arabia have no chronic disease and likewise they have no private insurance ownership as well. On the basis of gender, education, income, insurance ownership, family size, chronic disease and obstacles people are significantly willing to pay for health insurance. Policy makers, & MoH can take benefits from findings of the current study and it would help them to formulate insurance premiums & provide additional source of funding for healthcare in Saudi Arabia.","PeriodicalId":10994,"journal":{"name":"December 2021","volume":null,"pages":null},"PeriodicalIF":0.0000,"publicationDate":"2023-06-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"WILLINGNESS TO PAY FOR HEALTH INSURANCE: THE CROSS-SECTIONAL STUDY IN SAUDI ARABIA\",\"authors\":\"Y. H. Mughal\",\"doi\":\"10.53664/jssd/02-02-2023-01-134-142\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"Due to rapid changes in disease pattern, demand for advance healthcare services has been increased extensively in Saudi Arabia. In Saudi Arabia, health facilities are provided free to general public. This has increased the burden of communicable and non-communicable diseases expenditure on ministry of health. On other hand, to private sector employee cooperative health insurance program is established. Saudi Government plan to extend this program to the public sector as well. In this study willingness to pay for health insurance opinion was taken from general public as they are main stakeholder. In case if government extend this private employer cooperative insurance program to other sectors whether people are willing to pay for private insurance or not. Non-probability convenience sampling technique was used to select sample size. Findings revealed that majority of people in Saudi Arabia have no chronic disease and likewise they have no private insurance ownership as well. On the basis of gender, education, income, insurance ownership, family size, chronic disease and obstacles people are significantly willing to pay for health insurance. Policy makers, & MoH can take benefits from findings of the current study and it would help them to formulate insurance premiums & provide additional source of funding for healthcare in Saudi Arabia.\",\"PeriodicalId\":10994,\"journal\":{\"name\":\"December 2021\",\"volume\":null,\"pages\":null},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2023-06-29\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"December 2021\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.53664/jssd/02-02-2023-01-134-142\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"December 2021","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.53664/jssd/02-02-2023-01-134-142","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 0

摘要

由于疾病模式的快速变化,沙特阿拉伯对提前医疗保健服务的需求大幅增加。在沙特阿拉伯,保健设施免费向公众提供。这增加了卫生部在传染病和非传染性疾病方面的支出负担。另一方面,为私营部门雇员建立合作健康保险计划。沙特政府也计划将这一项目扩展到公共部门。在本研究中,医疗保险的支付意愿主要来自于公众,因为他们是主要的利益相关者。如果政府将这种私人雇主合作保险计划扩展到其他部门,人们是否愿意支付私人保险。采用非概率方便抽样技术选择样本量。调查结果显示,沙特阿拉伯的大多数人没有慢性病,同样他们也没有私人保险所有权。基于性别、教育、收入、保险所有权、家庭规模、慢性病和障碍,人们非常愿意支付医疗保险。政策制定者和卫生部可以从目前的研究结果中受益,这将有助于他们制定保险费,并为沙特阿拉伯的医疗保健提供额外的资金来源。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
查看原文
分享 分享
微信好友 朋友圈 QQ好友 复制链接
本刊更多论文
WILLINGNESS TO PAY FOR HEALTH INSURANCE: THE CROSS-SECTIONAL STUDY IN SAUDI ARABIA
Due to rapid changes in disease pattern, demand for advance healthcare services has been increased extensively in Saudi Arabia. In Saudi Arabia, health facilities are provided free to general public. This has increased the burden of communicable and non-communicable diseases expenditure on ministry of health. On other hand, to private sector employee cooperative health insurance program is established. Saudi Government plan to extend this program to the public sector as well. In this study willingness to pay for health insurance opinion was taken from general public as they are main stakeholder. In case if government extend this private employer cooperative insurance program to other sectors whether people are willing to pay for private insurance or not. Non-probability convenience sampling technique was used to select sample size. Findings revealed that majority of people in Saudi Arabia have no chronic disease and likewise they have no private insurance ownership as well. On the basis of gender, education, income, insurance ownership, family size, chronic disease and obstacles people are significantly willing to pay for health insurance. Policy makers, & MoH can take benefits from findings of the current study and it would help them to formulate insurance premiums & provide additional source of funding for healthcare in Saudi Arabia.
求助全文
通过发布文献求助,成功后即可免费获取论文全文。 去求助
来源期刊
自引率
0.00%
发文量
0
期刊最新文献
THE NEXUS BETWEEN ETHICAL LEADERSHIP AND EMPLOYEES’ CYNICISM: EVIDENCE FROM HIGHER EDUCATION INSTITUTIONS THE ASSESSMENT AND IMPACT OF 360-DEGREE LEADERSHIP PERFORMANCE APPRAISAL AT UNIVERSITY LEVEL WILLINGNESS TO PAY FOR HEALTH INSURANCE: THE CROSS-SECTIONAL STUDY IN SAUDI ARABIA SUCCESS RATIO OF SMALL INFRASTRUCTURE PROJECTS OVER INVOLVING PROJECT STAKEHOLDERS: ENGAGING LOCAL NGOs THE DIGITAL LEADERSHIP IN KP SCHOOLS OVER DIGITAL TRANSFORMATION: EVIDENCE FROM EMERGING ECONOMY
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
×
提示
您的信息不完整,为了账户安全,请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
现在去查看 取消
×
提示
确定
0
微信
客服QQ
Book学术公众号 扫码关注我们
反馈
×
意见反馈
请填写您的意见或建议
请填写您的手机或邮箱
已复制链接
已复制链接
快去分享给好友吧!
我知道了
×
扫码分享
扫码分享
Book学术官方微信
Book学术文献互助
Book学术文献互助群
群 号:481959085
Book学术
文献互助 智能选刊 最新文献 互助须知 联系我们:info@booksci.cn
Book学术提供免费学术资源搜索服务,方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。
Copyright © 2023 Book学术 All rights reserved.
ghs 京公网安备 11010802042870号 京ICP备2023020795号-1