{"title":"Asesoramiento Financiero Automatizado(机器人咨询),Nuevo Animal Financiero(自动金融咨询(机器人咨询),新金融动物)","authors":"F. Zunzunegui","doi":"10.2139/ssrn.3692271","DOIUrl":null,"url":null,"abstract":"Spanish abstract: El presente capitulo trata del asesoramiento financiero automatizado, conocido como «Robo-Advice». Se analiza su origen y desarrollo como una de las actividades de las finanzas tecnologicas (Fintech) de mayor proyeccion. Tras acercarnos a su naturaleza juridica y su distincion de otras figuras, se aborda su regimen legal, en particular desde la Union Europea, para concluir con algunas propuestas de politica legislativa. \n \nEnglish abstract: This chapter is about automated financial advice, known as Robo-Advice. Its origin and development are analyzed as Fintech activity of greater projection. After approaching its legal nature and its distinction from other figures, its legal regime is addressed, particularly from the European Union, to conclude with some legislative policy proposals.","PeriodicalId":20999,"journal":{"name":"Regulation of Financial Institutions eJournal","volume":"15 9 1","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2020-09-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"2","resultStr":"{\"title\":\"Asesoramiento Financiero Automatizado (Robo-Advice), Nuevo Animal Financiero (Automated Financial Advice (Robo-Advice), New Financial Animal)\",\"authors\":\"F. Zunzunegui\",\"doi\":\"10.2139/ssrn.3692271\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"Spanish abstract: El presente capitulo trata del asesoramiento financiero automatizado, conocido como «Robo-Advice». Se analiza su origen y desarrollo como una de las actividades de las finanzas tecnologicas (Fintech) de mayor proyeccion. Tras acercarnos a su naturaleza juridica y su distincion de otras figuras, se aborda su regimen legal, en particular desde la Union Europea, para concluir con algunas propuestas de politica legislativa. \\n \\nEnglish abstract: This chapter is about automated financial advice, known as Robo-Advice. Its origin and development are analyzed as Fintech activity of greater projection. After approaching its legal nature and its distinction from other figures, its legal regime is addressed, particularly from the European Union, to conclude with some legislative policy proposals.\",\"PeriodicalId\":20999,\"journal\":{\"name\":\"Regulation of Financial Institutions eJournal\",\"volume\":\"15 9 1\",\"pages\":\"\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2020-09-11\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"2\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Regulation of Financial Institutions eJournal\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.2139/ssrn.3692271\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Regulation of Financial Institutions eJournal","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.2139/ssrn.3692271","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
Asesoramiento Financiero Automatizado (Robo-Advice), Nuevo Animal Financiero (Automated Financial Advice (Robo-Advice), New Financial Animal)
Spanish abstract: El presente capitulo trata del asesoramiento financiero automatizado, conocido como «Robo-Advice». Se analiza su origen y desarrollo como una de las actividades de las finanzas tecnologicas (Fintech) de mayor proyeccion. Tras acercarnos a su naturaleza juridica y su distincion de otras figuras, se aborda su regimen legal, en particular desde la Union Europea, para concluir con algunas propuestas de politica legislativa.
English abstract: This chapter is about automated financial advice, known as Robo-Advice. Its origin and development are analyzed as Fintech activity of greater projection. After approaching its legal nature and its distinction from other figures, its legal regime is addressed, particularly from the European Union, to conclude with some legislative policy proposals.