NYSERDA的绿色工作-绿色纽约项目:向服务不足的家庭提供能源效率融资

M. Zimring, Merrian C. Fuller
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引用次数: 2

摘要

2009年,纽约立法机构通过了《绿色工作-绿色纽约法案》。GJGNY项目由纽约州能源研究与发展局(NYSERDA)管理,为纽约市民提供免费或低成本的能源评估、1项能源升级服务、2项低成本融资,以及各种“绿领”职业培训。GJGNY的住宅项目于2010年11月启动,因其采用新颖的承保标准,为寻求参与纽约“能源之星家庭绩效”(HPwES)项目的家庭扩大获得能效融资的机会而引人注目GJGNY融资项目是一个有价值的测试,可以检验信用评分的替代方案是否可以用于负责任地扩大不符合传统贷款产品资格的家庭的信贷机会,并在此过程中使更多家庭能够进行能效升级。
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NYSERDA's Green Jobs-Green New York Program: Extending Energy Efficiency Financing To Underserved Households
The New York legislature passed the Green Jobs-Green New York (GJGNY) Act in 2009. Administered by the New York State Energy Research and Development Authority (NYSERDA), GJGNY programs provide New Yorkers with access to free or low-cost energy assessments,1 energy upgrade services,2 low-cost financing, and training for various 'green-collar' careers. Launched in November 2010, GJGNY's residential initiative is notable for its use of novel underwriting criteria to expand access to energy efficiency financing for households seeking to participate in New York's Home Performance with Energy Star (HPwES) program.3 The GJGNY financing program is a valuable test of whether alternatives to credit scores can be used to responsibly expand credit opportunities for households that do not qualify for traditional lending products and, in doing so, enable more households to make energy efficiency upgrades.
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