Prospects for Mortgage Lending Development in Russia

E. Avraamova
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Abstract

The situation with mortgage lending in Russia is paradoxical. On the one hand, statistics and surveys usually show that people suffer from a shortage of housing, and there has been rapid development of the housing market. On the other hand, mortgage lending programmes have failed to become widespread in Russia. Causes of this failure and their nature (economic, legal, social, mentality-related) need to be identified.
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俄罗斯抵押贷款发展前景
俄罗斯抵押贷款的情况是自相矛盾的。一方面,统计和调查通常表明,人们遭受住房短缺,住房市场一直在快速发展。另一方面,抵押贷款计划未能在俄罗斯普及。需要确定这种失败的原因及其性质(经济、法律、社会、心理相关)。
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