Faktor-Faktor Yang Mempengaruhi Bonus Wadiah Pada PT. Bank Muamalat Indonesia (Periode 2013-2019)

Abstract

This study examined the factors affecting the Wadiah bonus at PT. Bank Muamalat Indonesia during 2013-2019. This study used secondary data and multiple linear regression analysis methods with the help of Eviews 11. The results (t-test) showed that profit-sharing income positively and significantly influenced Wadiah bonuses, Murabahah margin income had a negative and significant effect on Wadiah bonuses, Wadiah saving positively and significantly influenced Wadiah bonus. Meanwhile, simultaneously (F test) profit sharing income, Murabahah margin income, and Wadiah savings influenced Wadiah honus. Based on the determination test 〖 (R 〗 ^2), the value of Adjusted R-squared is 0.8419, which indicated that 84.19% of the dependent variable had a very strong relationship with the independent variable, while the remaining 15.73% was explained by other variables not included in the regression equation model.