Assessment of Agricultural Lands in Maryanovsky District of Omsk Region for Purposes of Land Mortgage Lending

Abstract

The provided article examines the category of agricultural land and highlights the advantages and significant restrictions in case of collateralized mortgage lending through use of this category of land as collateral. Separate stages of the assessment of agricultural land for use as collateral have been identified. The measures necessary for assessment of land plots, including use of GIS technologies, are highlighted. The assessment of the suitability of the lands of the studied farms and of the region as a whole was carried out, the production costs, the productivity of arable land were calculated, the most efficient land plots from the point of view of production were determined, a scheme of the efficiency of the fields was presented, the approximate collateral value of the selected land plot was determined. The conclusion is made about the possibility of using agricultural land as collateral, as well as the possibility of a credit institution, if the loan is not repaid, to implemented the mortgaged property.