Pengaruh Produk Pembiayaan BMT terhadap Usaha Mikro Nasabah

Nurhidayati Islamiah, A. Nur Achsanuddin
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Abstract

This study aims to determine the effect of Mudharabah and Murabahah financing products on the increase in micro-businesses of customers in Makassar. This type of research used in this research is quantitative. The data processed is mudharabah and murabahah financing customers obtained from Baitul Ma Wat Tamwil Multi Jasa Sejahtera City of Makassar. The analysis technique used in this research is the simple regression analysis technique. to determine the effect of the independent variable on murabahah financing on the dependent variable on the development of SMEs and the independent variable for the independent variable on the independent variable for the development of SMEs which were tested separately. Based on the results of data processing, it shows that murabahah and mudharabah financing has a positive influence on the development of SME customers of BMT Multi Jasa Sejahtera.
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BMT融资产品对客户微企业的影响
本研究旨在确定Mudharabah和Murabahah融资产品对望加锡客户微型企业增长的影响。本研究中使用的这种类型的研究是定量的。所处理的数据是来自望加锡市Baitul Ma Wat Tamwil Multi Jasa Sejahtera的mudharabah和murabahah融资客户。本研究使用的分析技术是简单的回归分析技术。以确定murabahah融资的自变量对中小企业发展的因变量和自变量对中小企业发展的自变量的影响,分别进行检验。根据数据处理的结果,我们发现,murababah和mudharabah financing对BMT Multi Jasa Sejahtera中小企业客户的发展有积极的影响。
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