{"title":"A Comparison Study of Credit Scoring Models","authors":"Defu Zhang, Hongyi Huang, Qingshan Chen, Yi Jiang","doi":"10.1109/ICNC.2007.15","DOIUrl":null,"url":null,"abstract":"In this paper we consider a credit scoring problem. We compare three powerful credit scoring models: genetic programming (GP), backpropagation neural networks (BP) and support vector machines (SVM) when applied to this problem, then we give a combined model. The results show that the combined model produces good classification results.","PeriodicalId":250881,"journal":{"name":"Third International Conference on Natural Computation (ICNC 2007)","volume":"31 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2007-08-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"31","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Third International Conference on Natural Computation (ICNC 2007)","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.1109/ICNC.2007.15","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 31
Abstract
In this paper we consider a credit scoring problem. We compare three powerful credit scoring models: genetic programming (GP), backpropagation neural networks (BP) and support vector machines (SVM) when applied to this problem, then we give a combined model. The results show that the combined model produces good classification results.