{"title":"Population Growth, Building, and Banking","authors":"A. Antoniades","doi":"10.2139/ssrn.3701501","DOIUrl":null,"url":null,"abstract":"US counties with higher population growth prior to 2000, experienced higher growth in residential construction in the run-up to the financial crisis of 2007-08. Banks operating in these counties shifted their loan portfolios more aggressively towards construction loans and away from other non-real estate loans. Although shifts towards construction lending that followed local construction activity did not lead to higher loan default rates, more aggressive shifts did.","PeriodicalId":428959,"journal":{"name":"Household Finance eJournal","volume":"132 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2020-09-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Household Finance eJournal","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.2139/ssrn.3701501","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 0
Abstract
US counties with higher population growth prior to 2000, experienced higher growth in residential construction in the run-up to the financial crisis of 2007-08. Banks operating in these counties shifted their loan portfolios more aggressively towards construction loans and away from other non-real estate loans. Although shifts towards construction lending that followed local construction activity did not lead to higher loan default rates, more aggressive shifts did.
京公网安备 11010802042870号
京ICP备2023020795号-1
分享
求助内容：
应助结果提醒方式：
扫码关注我们
