Faktor Penentu Pemanfaatan Sertifikat Redistribusi Tanah untuk Mengakses Modal: Studi Kasus Kabupaten Pasaman Barat

Monsaputra, K. Munibah, D. R. Panuju
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Abstract

West Pasaman Regency has implemented land redistribution to rearrange land tenure, land ownership, land use, and utilization of land. Land redistribution certificates can be used as collateral. The number of redistribution certificates in 2009 until 2018 complemented with mortgage rights was 871 (7,79%). This study aims to determine the factors that affect the use of certificates as collateral for accessing loan. The methods of analysis used was quantitative with surveys and data analysis technique used was logistic regression. The logistic regression resulted several significant factors influencing the use of certificates for collateral including the number of family members, expenditures and land area. Household expenditure and land area had a positive influence, meanwhile the number of family members had a negative effect. Household welfare is an essential factor affecting the likelihood for collateral of land certificates.
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利用土地重新分配证书进入资本的决定因素:西萨满地区案例研究
西巴萨曼县实施了土地再分配,重新安排土地权属、土地所有权、土地使用和土地利用。土地再分配证书可以作为抵押。2009年至2018年的再分配证书数量为871份(7.79%)。本研究旨在确定影响使用证书作为贷款抵押品的因素。分析方法为定量调查,数据分析技术为逻辑回归。logistic回归结果显示,家庭成员数量、支出和土地面积等因素对证书作为抵押的使用有显著影响。家庭支出和土地面积对其有正向影响,家庭成员数量对其有负向影响。家庭福利是影响土地证抵押可能性的重要因素。
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