Suggestions from the perspective of behavioral economics for crime prevention policies for fraudulent crimes.

Seung-Hee Hong
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Abstract

Crime is not just punishable through punishment. Crime policy has already changed from a punitive nature in the past to a preventive nature today, and accordingly, policies to prevent crime should now be actively devised as a way to increase effectiveness from a long-term perspective. In recent years, both the national economy and the living economy have been chaotic, but looking back on the past history, there has been no time when it was not economically chaotic. Moreover, despite the unimaginably active increase in welfare policies in the past, it is not difficult to find the class still suffering from difficulties in survival, and the desire for goods is growing more than ever due to the growing wealth and wealth. Looking at the crime statistics of the past decade in this situation, the number of property crimes has increased remarkably among all crimes, especially among women and the elderly. In addition, it is possible to guess the dailyization of fraud crimes through the increase in small fraud cases, which shows that the trust effect on norms and the prevention effect through punishment are not effective. At this point, it is now necessary to find a new criminal policy plan, and as a plan, it is proposed to try to combine the behavioral economic perspective that has recently spread like a trend in each field in criminal policy. The behavioral economics point of view is that humans do not make more rational choices than they think, and these limited rational choices cause various characteristics of humans (heuristics and biases), but these characteristics have inherent limitations and also have a great environmental impact. Accordingly, in recent behavioral economics, the idea of free compassion is being directed as a national policy program. This free-temperate program is now introduced in criminal policy, showing that it is necessary to avoid the state's heavy punishment and change the direction of making rational choices (standard compliance) for the people. A representative method for implementing free compassion is ‘nudge’, which seems to be very useful in preventing fraudulent crimes in particularly fraudulent crimes. This is because, unlike other accidental crimes and property crimes, fraud crimes have a relatively long time gap such as deception, error, and disposition of the accused, so there is time to switch to the standard practice of knowledge. From this, fraudulent crimes are a good target to increase the preventive effect of knowledge, and it is necessary to seek specific measures.
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行为经济学视角下的欺诈犯罪预防政策建议。
犯罪不仅仅是通过惩罚来惩罚。犯罪政策已由过去的惩罚性质转变为今天的预防性质,因此,现在应积极制订预防犯罪的政策,以便从长远的角度提高效力。近年来,无论是国民经济还是生活经济,都是一片混乱,但回顾过去的历史,经济上没有不混乱的时候。此外,尽管过去福利政策的积极程度令人难以想象,但我们不难发现,仍然存在生存困难的阶层,而且由于财富和财富的增长,对商品的欲望比以往任何时候都要强烈。在这种情况下,看看过去十年的犯罪统计数据,财产犯罪的数量在所有犯罪中显著增加,特别是在妇女和老年人中。此外,通过小额诈骗案的增加可以猜测诈骗犯罪的日化,这表明规范上的信任效应和惩罚上的预防效应并不有效。在这种情况下,有必要制定新的刑事政策方案,并将最近在刑事政策各领域成为潮流的行为经济学结合起来。行为经济学的观点是,人类做出的理性选择并不比他们想象的多,这些有限的理性选择导致了人类的各种特征(启发式和偏见),但这些特征具有固有的局限性,也具有很大的环境影响。因此,在最近的行为经济学中,自由同情的概念正被指导为一项国家政策计划。这种自由节制的程序现在被引入到刑事政策中,表明有必要避免国家的重刑,改变人们做出理性选择(标准顺从)的方向。实施自由同情的一种代表性方法是“轻推”,这似乎在防止欺诈性犯罪方面非常有用,尤其是欺诈性犯罪。这是因为,欺诈犯罪与其他意外犯罪和财产犯罪不同,具有欺骗、错误、被告处置等相对较长的时间间隔,因此有时间转向标准的知识实践。由此可见,欺诈性犯罪是提高防范效果的好对象,有必要寻求具体的防范措施。
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