ANALISIS PENERAPAN PRINSIP 5C DALAM PENYALURAN PEMBIAYAAN KUR MIKRO iB PADA BANK SYARIAH INDONESIA KCP NAGAN RAYA 2

Abstract

Bank Syariah Indonesia KCP Nagan Raya 2 in its financing system is still often encountered with non-performing loans or bad loans. To reduce the risk of non-performing financing, before approving the customer's financing application, the bank first conducts a feasibility assessment, the assessment carried out here is an assessment of the 5C principle of prudence on the debtor, the principles include Character, Capacity, Capital, Condition Of Economy and Collateral . All of the 5C principles must be applied in the process of assessing the feasibility of a financing.