BioPay: A Secure Payment Gateway through Biometrics

Abstract

Due to emerging technological developments, major enhancements are taking place in the area of a secure and quick transaction. BioPay being a secure payment method is a one-step ahead. In the proposed methodology, there is no involvement of any credit or debit card or any other account information like OTP or CVV; it solely depends upon some unique identifying characteristic of a human known as biometrics. This work proposes a novel method that allows users to complete transactions quickly and securely using face and finger recognition. The transaction initiates with scanning face features and matching it with the database which in turn retrieves all the information associated with that customer account. After that, the system will scan the fingerprints of the subject and verify the transaction. This methodology can be implemented in ATMs and smartphones resulting in enhanced security and flexibility for payment purposes.